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Searching for Homeowners Insurance in 92835

If you are a homeowners that lives in 92835 you may be searching for more affordable homeowners insurance in Fullerton. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Fullerton, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 92835 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fullerton, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 92835 Home Insurance Costs: high!

In Fullerton, homeowners are paying roughly $962 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 92835 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Fullerton are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 92835 policy right now!

92835 Home Insurance Average Premiums

Local 92835 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 92835 lowest rates with discounts applied on average.

For the 92835, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 92835?

  • • The average homeowners insurance premium paid annually for a home in 92835 is around $962 per year.

What does it cost on average per month for home insurance in 92835?

  • • Homeowners in 92835 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92835?

  • • Autoowners in 92835 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fullerton area, check out other zip codes nearby 92835.
Review average rates in another zip code:
92835 homeowners insurance rates
92832 homeowners insurance rates
92831 homeowners insurance rates
92833 homeowners insurance rates

Home Replacement Cost Coverage in 92835

Average Building Cost Per Square Foot in 92835: $324

Location: Fullerton, California (Orange County)

Average Square Footage in 92835: 2,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92835 before you start any project. Fullerton homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92835 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92835 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,565 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fullerton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,565$831,100
Additional Upgrades & Added Features$4052,565$1,038,875
Major Home Updates or Advancements$4862,565$1,246,650

It's important to understand that when you estimate your replacement cost of your home in the 92835 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92835

Best Home & Auto Insurance Agencies in 92835

Campbell Insurance and Financial Services, Incorporated

Address: 3460 N Harbor Blvd Fullerton, CA 92835
Phone:
Website: http://www.bradcampbell.net/
Info:

Britton Holst-Farmers Insurance

Address: 3711 N Harbor Blvd, Ste G Fullerton, CA 92835
Phone:
Website: http://www.farmersagent.com/bholst/
Info:

Housing Demographics for 92835

Population Review for 92835 Zip Code

For the city of Fullerton, the population within 92835 has increased to over 25,542 residents in population size. The current population total is 25,450. We have broken down the population based on race below. In 92835, there are over 12128 in male population and 13322 females.

PopulationValues
Total Population25,450
White Population12224
Black Population474
Hispanic Population5644
Asian Population7077
Hawaiian Population37
Indian Population157
Other Population2003
Male Population12128
Female Population13322
Population Estimate25542

Household Data for 92835

The average number of homes in 92835 is around 9,090, there are an average of 2.74 per household. The average house value according to local real estate values is around $831,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,090
Persons Per Household2.74
Average House Value$831,100
Income Per Household$132228
Median Age45.1
Median Age Male42.9
Median Age Female46.6
92835 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code714/657
CityFullerton
City Alias NameFULLERTON
CountyOrange
County FIPS059
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA5945
CSA348
CBSA31080
CBSA_DIV11244
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameOrange County, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses805
Number Of Employees10764
Business First Quarter Payroll161658
Business Annual Payroll663639
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population3010232
Congressional District45
Congressional LandArea330.39
Delivery Residential9322
Delivery Business623
Delivery Total9828
Preferred Last Line KeyZ21235
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameAnaheim-Santa Ana-Irvine, CA
City State KeyZ21235
Land Area5.721000
Water Area0.013000
City Alias Code
City Mixed CaseFullerton
City Alias Mixed CaseFullerton
Box Count0
SFDU6038
MFDU1186
State ANSI06
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052904
Unique ZIP Name
SSA State County Code05400
Medicare CBSA Code11244
Medicare CBSA NameAnaheim-Santa Ana-Irvine, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseOrange

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]