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Home Insurance in 92860

Our rates are very competitive for homeowners living in the 92860 zip code. Many homeowners based out of Norco, CA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 92860 should appear in the zip code field ready to go.

92860 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Norco area? The average homeowners premium in 92860 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 92860, you can expect to pay around $965 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 92860 Today!

Get Home Insurance Quotes in 92860

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of California. Start your 92860 home insurance shopping today!

  1. Norco, CA Home Insurance Quotes

92860 Home Insurance Average Premiums

Local 92860 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 92860 lowest rates with discounts applied on average.

For the 92860, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 92860?

  • • The average homeowners insurance premium paid annually for a home in 92860 is around $965 per year.

What does it cost on average per month for home insurance in 92860?

  • • Homeowners in 92860 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92860?

  • • Autoowners in 92860 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norco area, check out other zip codes nearby 92860.
Review average rates in another zip code:
92860 homeowners insurance rates

Home Replacement Cost Coverage in 92860

Average Building Cost Per Square Foot in 92860: $324

Location: Norco, California (Riverside County)

Average Square Footage in 92860: 1,837 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92860 before you start any project. Norco homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92860 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92860 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,837 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,837$595,300
Additional Upgrades & Added Features$4051,837$744,125
Major Home Updates or Advancements$4861,837$892,950

It's important to understand that when you estimate your replacement cost of your home in the 92860 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92860

Best Home & Auto Insurance Agencies in 92860

Allstate Insurance CO

Address: 996 Mountain Ave Norco, CA 92860
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3179 Hamner Ave Norco, CA 92860
Phone:
Website: http://www.all2insure.com
Info:

Allstate Insurance - Sukhjinder Singh

Address: 3179 Hamner Ave, #2 Norco, CA 92860
Phone:
Website:
Info:

Housing Demographics for 92860

Population Review for 92860 Zip Code

For the city of Norco, the population within 92860 has increased to over 22,396 residents in population size. The current population total is 26,376. We have broken down the population based on race below. In 92860, there are over 15099 in male population and 11277 females.

PopulationValues
Total Population26,376
White Population14748
Black Population1603
Hispanic Population9501
Asian Population907
Hawaiian Population46
Indian Population311
Other Population5298
Male Population15099
Female Population11277
Population Estimate22396

Household Data for 92860

The average number of homes in 92860 is around 7,078, there are an average of 3.15 per household. The average house value according to local real estate values is around $595,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,078
Persons Per Household3.15
Average House Value$595,300
Income Per Household$115773
Median Age40.9
Median Age Male39.4
Median Age Female44.0
92860 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code909
CityNorco
City Alias NameNORCO
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses811
Number Of Employees10097
Business First Quarter Payroll115000
Business Annual Payroll512767
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District41
Congressional LandArea316.54
Delivery Residential7110
Delivery Business848
Delivery Total8835
Preferred Last Line KeyZ22182
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ22182
Land Area14.117000
Water Area0.329000
City Alias Code
City Mixed CaseNorco
City Alias Mixed CaseNorco
Box Count853
SFDU6101
MFDU175
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055430
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]