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92882 Home Insurance Rates & Premiums

Did you know there are over 67,894 people living within the 92882 zip code area? There are over 20,355 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 92882.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in California are on the rise. The estimated average premium is around $965 a year for a standard homeowners insurance policy in Corona. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Corona, CA Homeowners Insurance Quotes Online

92882 Home Insurance Average Premiums

Local 92882 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 92882 lowest rates with discounts applied on average.

For the 92882, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1265 /yr.

What is the average home insurance cost for a home in 92882?

  • • The average homeowners insurance premium paid annually for a home in 92882 is around $965 per year.

What does it cost on average per month for home insurance in 92882?

  • • Homeowners in 92882 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 92882?

  • • Autoowners in 92882 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corona area, check out other zip codes nearby 92882.
Review average rates in another zip code:
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92881 homeowners insurance rates

Home Replacement Cost Coverage in 92882

Average Building Cost Per Square Foot in 92882: $324

Location: Corona, California (Riverside County)

Average Square Footage in 92882: 1,608 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 92882 before you start any project. Corona homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 92882 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 92882 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,608 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,608$521,000
Additional Upgrades & Added Features$4051,608$651,250
Major Home Updates or Advancements$4861,608$781,500

It's important to understand that when you estimate your replacement cost of your home in the 92882 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 92882

Best Home & Auto Insurance Agencies in 92882

Steven Robertson-Farmers Insurance

Address: 1344 W 6th St, #203A Corona, CA 92882
Phone:
Website: http://www.farmersagent.com/srobertson4/
Info:

Housing Demographics for 92882

Population Review for 92882 Zip Code

For the city of Corona, the population within 92882 has increased to over 69,298 residents in population size. The current population total is 67,894. We have broken down the population based on race below. In 92882, there are over 33571 in male population and 34323 females.

PopulationValues
Total Population67,894
White Population26302
Black Population2760
Hispanic Population35002
Asian Population6992
Hawaiian Population219
Indian Population1234
Other Population18457
Male Population33571
Female Population34323
Population Estimate69298

Household Data for 92882

The average number of homes in 92882 is around 20,355, there are an average of 3.32 per household. The average house value according to local real estate values is around $521,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,355
Persons Per Household3.32
Average House Value$521,000
Income Per Household$90900
Median Age36.1
Median Age Male35.1
Median Age Female37.0
92882 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code951/909
CityCorona
City Alias NameCORONA
CountyRiverside
County FIPS065
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA6780
CSA348
CBSA40140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRiverside-San Bernardino-Ontario, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameRiverside-San Bernardino, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1131
Number Of Employees11249
Business First Quarter Payroll124662
Business Annual Payroll552196
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4224851
CBSA Division Population0
Congressional District40|41
Congressional LandArea57.69|316.54
Delivery Residential20873
Delivery Business1177
Delivery Total24522
Preferred Last Line KeyZ20759
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_Name
City State KeyZ20759
Land Area11.752000
Water Area0.009000
City Alias Code
City Mixed CaseCorona
City Alias Mixed CaseCorona
Box Count0
SFDU13598
MFDU3351
State ANSI06
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051794
Unique ZIP Name
SSA State County Code05430
Medicare CBSA Code40140
Medicare CBSA NameRiverside-San Bernardino-Ontario, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseRiverside

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]