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Find the Best Home Insurance Rates in 93206

Shopping for homeowners insurance in 93206 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Buttonwillow, CA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our California licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 93206 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 93206

Find Buttonwillow, CA Homeowners Insurance Quotes to review the best coverage options in your area.

93206 Home Insurance Rating is: high!

In 93206 the average premium is $916. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 93206, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 93206!

93206 Home Insurance Average Premiums

Local 93206 homeowners insurance quotes comparison

$666 /yr.

Shows Zip Code: 93206 lowest rates with discounts applied on average.

For the 93206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$666 /yr.
Average Coverage:$916 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1216 /yr.

What is the average home insurance cost for a home in 93206?

  • • The average homeowners insurance premium paid annually for a home in 93206 is around $916 per year.

What does it cost on average per month for home insurance in 93206?

  • • Homeowners in 93206 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 93206?

  • • Autoowners in 93206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buttonwillow area, check out other zip codes nearby 93206.
Review average rates in another zip code:
93206 homeowners insurance rates

Home Replacement Cost Coverage in 93206

Average Building Cost Per Square Foot in 93206: $324

Location: Buttonwillow, California (Kern County)

Average Square Footage in 93206: 470 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93206 before you start any project. Buttonwillow homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 470 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buttonwillow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324470$152,200
Additional Upgrades & Added Features$405470$190,250
Major Home Updates or Advancements$486470$228,300

It's important to understand that when you estimate your replacement cost of your home in the 93206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93206

Best Home & Auto Insurance Agencies in 93206

Housing Demographics for 93206

Population Review for 93206 Zip Code

For the city of Buttonwillow, the population within 93206 has increased to over 1,299 residents in population size. The current population total is 1,940. We have broken down the population based on race below. In 93206, there are over 1014 in male population and 926 females.

PopulationValues
Total Population1,940
White Population579
Black Population25
Hispanic Population1482
Asian Population11
Hawaiian Population1
Indian Population50
Other Population1069
Male Population1014
Female Population926
Population Estimate1299

Household Data for 93206

The average number of homes in 93206 is around 511, there are an average of 3.79 per household. The average house value according to local real estate values is around $152,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode511
Persons Per Household3.79
Average House Value$152,200
Income Per Household$47188
Median Age30.0
Median Age Male30.0
Median Age Female30.0
93206 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code661
CityButtonwillow
City Alias NameBUTTONWILLOW
CountyKern
County FIPS029
State FIPS06
Time Zone8
Day Light SavingY
MSA0680
PMSA
CSA
CBSA12540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBakersfield-Delano, CA
MSA_NameBakersfield, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses42
Number Of Employees676
Business First Quarter Payroll5944
Business Annual Payroll26829
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population839631
CBSA Division Population0
Congressional District20|22
Congressional LandArea4874.22|1165.12
Delivery Residential343
Delivery Business41
Delivery Total820
Preferred Last Line KeyZ20410
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ20410
Land Area163.850000
Water Area0.218000
City Alias Code
City Mixed CaseButtonwillow
City Alias Mixed CaseButtonwillow
Box Count375
SFDU343
MFDU0
State ANSI06
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number051074
Unique ZIP Name
SSA State County Code05140
Medicare CBSA Code12540
Medicare CBSA NameBakersfield, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseKern

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]