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Check Out 93212 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Corcoran, CA.

We will gather some basic information about your home in Corcoran, CA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of California licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 93212 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 93212

We have pulled together a variety of data related to homeowners insurance in California. Simply click on one of the links below to learn about the average cost of homeowners insurance in California as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Corcoran, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

93212 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 93212 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in California is roughly $939. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 93212 homeowners insurance policy!

93212 Home Insurance Average Premiums

Local 93212 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 93212 lowest rates with discounts applied on average.

For the 93212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1239 /yr.

What is the average home insurance cost for a home in 93212?

  • • The average homeowners insurance premium paid annually for a home in 93212 is around $939 per year.

What does it cost on average per month for home insurance in 93212?

  • • Homeowners in 93212 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 93212?

  • • Autoowners in 93212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Corcoran area, check out other zip codes nearby 93212.
Review average rates in another zip code:
93212 homeowners insurance rates

Home Replacement Cost Coverage in 93212

Average Building Cost Per Square Foot in 93212: $324

Location: Corcoran, California (Kings County)

Average Square Footage in 93212: 544 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93212 before you start any project. Corcoran homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 544 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Corcoran area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324544$176,400
Additional Upgrades & Added Features$405544$220,500
Major Home Updates or Advancements$486544$264,600

It's important to understand that when you estimate your replacement cost of your home in the 93212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93212

Best Home & Auto Insurance Agencies in 93212

Housing Demographics for 93212

Population Review for 93212 Zip Code

For the city of Corcoran, the population within 93212 has increased to over 14,760 residents in population size. The current population total is 23,138. We have broken down the population based on race below. In 93212, there are over 15873 in male population and 7265 females.

PopulationValues
Total Population23,138
White Population6205
Black Population2948
Hispanic Population16118
Asian Population203
Hawaiian Population45
Indian Population431
Other Population10710
Male Population15873
Female Population7265
Population Estimate14760

Household Data for 93212

The average number of homes in 93212 is around 4,259, there are an average of 3.36 per household. The average house value according to local real estate values is around $176,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,259
Persons Per Household3.36
Average House Value$176,400
Income Per Household$46312
Median Age35.6
Median Age Male36.8
Median Age Female31.1
93212 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityCorcoran
City Alias NameCORCORAN
CountyKings
County FIPS031
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA260
CBSA25260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHanford-Corcoran, CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses131
Number Of Employees2232
Business First Quarter Payroll19297
Business Annual Payroll79988
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population152982
CBSA Division Population0
Congressional District22
Congressional LandArea1165.12
Delivery Residential4393
Delivery Business195
Delivery Total6907
Preferred Last Line KeyZ20754
Classification Code
Multi-CountyY
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ20754
Land Area118.532000
Water Area0.194000
City Alias Code
City Mixed CaseCorcoran
City Alias Mixed CaseCorcoran
Box Count451
SFDU2801
MFDU299
State ANSI06
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051776
Unique ZIP Name
SSA State County Code05150
Medicare CBSA Code25260
Medicare CBSA NameHanford-Corcoran, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseKings

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]