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93235 Homeowners Insurance Quotes & Rates

Ivanhoe residents living within the 1,278 homes available in the zip code of 93235 are shopping online to compare cheaper and more affordable Ivanhoe, CA home insurance rates. In the great city of Ivanhoe, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of California is around $935 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 93235 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 93235 home insurance rates today! Please give us a call now at 1-855-976-2656. For Ivanhoe, CA Homeowners Insurance Quotes, Click to easily get started!

93235 Home Insurance Average Premiums

Local 93235 homeowners insurance quotes comparison

$685 /yr.

Shows Zip Code: 93235 lowest rates with discounts applied on average.

For the 93235, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$685 /yr.
Average Coverage:$935 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1235 /yr.

What is the average home insurance cost for a home in 93235?

  • • The average homeowners insurance premium paid annually for a home in 93235 is around $935 per year.

What does it cost on average per month for home insurance in 93235?

  • • Homeowners in 93235 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 93235?

  • • Autoowners in 93235 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ivanhoe area, check out other zip codes nearby 93235.
Review average rates in another zip code:
93235 homeowners insurance rates

Home Replacement Cost Coverage in 93235

Average Building Cost Per Square Foot in 93235: $324

Location: Ivanhoe, California (Tulare County)

Average Square Footage in 93235: 542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93235 before you start any project. Ivanhoe homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93235 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93235 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 542 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ivanhoe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324542$175,600
Additional Upgrades & Added Features$405542$219,500
Major Home Updates or Advancements$486542$263,400

It's important to understand that when you estimate your replacement cost of your home in the 93235 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93235

Best Home & Auto Insurance Agencies in 93235

Housing Demographics for 93235

Population Review for 93235 Zip Code

For the city of Ivanhoe, the population within 93235 has increased to over 4,626 residents in population size. The current population total is 4,651. We have broken down the population based on race below. In 93235, there are over 2317 in male population and 2334 females.

PopulationValues
Total Population4,651
White Population1353
Black Population17
Hispanic Population4056
Asian Population50
Hawaiian Population1
Indian Population90
Other Population2527
Male Population2317
Female Population2334
Population Estimate4626

Household Data for 93235

The average number of homes in 93235 is around 1,278, there are an average of 3.64 per household. The average house value according to local real estate values is around $175,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,278
Persons Per Household3.64
Average House Value$175,600
Income Per Household$42438
Median Age30.9
Median Age Male29.4
Median Age Female32.6
93235 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityIvanhoe
City Alias NameIVANHOE
CountyTulare
County FIPS107
State FIPS06
Time Zone8
Day Light SavingY
MSA8780
PMSA
CSA
CBSA47300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVisalia, CA
MSA_NameVisalia-Tulare-Porterville, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees222
Business First Quarter Payroll2301
Business Annual Payroll9796
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population442179
CBSA Division Population0
Congressional District21
Congressional LandArea6729.94
Delivery Residential1271
Delivery Business34
Delivery Total1495
Preferred Last Line KeyZ21535
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21535
Land Area4.149000
Water Area0.000000
City Alias Code
City Mixed CaseIvanhoe
City Alias Mixed CaseIvanhoe
Box Count155
SFDU895
MFDU55
State ANSI06
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number053762
Unique ZIP Name
SSA State County Code05640
Medicare CBSA Code47300
Medicare CBSA NameVisalia, CA
Medicare CBSA TypeMetro
Market Rating Area ID16
County Mixed CaseTulare

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]