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93510 Home Insurance Rates

Getting multiple homeowners insurance rates in 93510 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Acton, CA. Many homeowners based out of the 93510 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our California licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 93510 should appear in the zip code field ready to go. For Acton, CA Home Insurance Quotes, Click to easily get started!

93510 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 93510 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Acton. For a basic HO-3, standard homeowners policy, the average premium per year in California is around $954. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 93510 zip code today and let us help you save time and money on your homeowners insurance premium.

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93510 Home Insurance Average Premiums

Local 93510 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 93510 lowest rates with discounts applied on average.

For the 93510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 93510?

  • • The average homeowners insurance premium paid annually for a home in 93510 is around $954 per year.

What does it cost on average per month for home insurance in 93510?

  • • Homeowners in 93510 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 93510?

  • • Autoowners in 93510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Acton area, check out other zip codes nearby 93510.
Review average rates in another zip code:
93510 homeowners insurance rates

Home Replacement Cost Coverage in 93510

Average Building Cost Per Square Foot in 93510: $324

Location: Acton, California (Los Angeles County)

Average Square Footage in 93510: 1,818 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93510 before you start any project. Acton homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,818 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Acton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,818$589,000
Additional Upgrades & Added Features$4051,818$736,250
Major Home Updates or Advancements$4861,818$883,500

It's important to understand that when you estimate your replacement cost of your home in the 93510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93510

Best Home & Auto Insurance Agencies in 93510

Bill Blankinship-Farmers Insurance

Address: 1601 W Avenue K, J 103 Lancaster, CA 93510
Phone:
Website: http://www.farmersagent.com/bblankinship/
Info:

Alma Orozco-Farmers Insurance

Address: Palmdale, CA 93510
Phone:
Website: http://www.farmersagent.com/aorozco/
Info:

Housing Demographics for 93510

Population Review for 93510 Zip Code

For the city of Acton, the population within 93510 has increased to over 6,852 residents in population size. The current population total is 7,591. We have broken down the population based on race below. In 93510, there are over 3877 in male population and 3714 females.

PopulationValues
Total Population7,591
White Population5154
Black Population108
Hispanic Population2168
Asian Population168
Hawaiian Population14
Indian Population76
Other Population1066
Male Population3877
Female Population3714
Population Estimate6852

Household Data for 93510

The average number of homes in 93510 is around 2,695, there are an average of 2.79 per household. The average house value according to local real estate values is around $589,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,695
Persons Per Household2.79
Average House Value$589,000
Income Per Household$113056
Median Age47.0
Median Age Male46.1
Median Age Female48.5
93510 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code661
CityActon
City Alias NameACTON
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses185
Number Of Employees1085
Business First Quarter Payroll10094
Business Annual Payroll48164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27
Congressional LandArea699.9
Delivery Residential2456
Delivery Business127
Delivery Total3584
Preferred Last Line KeyZ20022
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ20022
Land Area80.077000
Water Area0.014000
City Alias Code
City Mixed CaseActon
City Alias Mixed CaseActon
Box Count518
SFDU1025
MFDU0
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number050018
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]