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93524, CA Homeowners Insurance Rates

With a population size of 80 and with 5 occupied homes in the 93524 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Edwards, CA are around $917 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Edwards, California. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your California home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Edwards, CA.

For California home insurance information, including average Edwards home insurance rates, coverage options or the different homeowners insurance types, please select Edwards, CA Home Insurance Quotes Now!

93524 Home Insurance Average Premiums

Local 93524 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 93524 lowest rates with discounts applied on average.

For the 93524, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 93524?

  • • The average homeowners insurance premium paid annually for a home in 93524 is around $917 per year.

What does it cost on average per month for home insurance in 93524?

  • • Homeowners in 93524 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 93524?

  • • Autoowners in 93524 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edwards area, check out other zip codes nearby 93524.
Review average rates in another zip code:
93524 homeowners insurance rates
93523 homeowners insurance rates

Home Replacement Cost Coverage in 93524

Average Building Cost Per Square Foot in 93524: $324

Location: Edwards, California (Kern County)

Average Square Footage in 93524: 509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93524 before you start any project. Edwards homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93524 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93524 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edwards area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324509$165,000
Additional Upgrades & Added Features$405509$206,250
Major Home Updates or Advancements$486509$247,500

It's important to understand that when you estimate your replacement cost of your home in the 93524 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93524

Best Home & Auto Insurance Agencies in 93524

Housing Demographics for 93524

Population Review for 93524 Zip Code

For the city of Edwards, the population within 93524 has increased to over 0 residents in population size. The current population total is 80. We have broken down the population based on race below. In 93524, there are over 59 in male population and 21 females.

PopulationValues
Total Population80
White Population35
Black Population12
Hispanic Population20
Asian Population8
Hawaiian Population1
Indian Population0
Other Population2
Male Population59
Female Population21
Population Estimate0

Household Data for 93524

The average number of homes in 93524 is around 5, there are an average of 3.80 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5
Persons Per Household3.80
Average House Value$165,000
Income Per Household$0
Median Age22.3
Median Age Male22.3
Median Age Female23.3
93524 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code760
CityEdwards
City Alias NameEDWARDS
CountyKern
County FIPS029
State FIPS06
Time Zone8
Day Light SavingY
MSA0680
PMSA
CSA
CBSA12540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBakersfield-Delano, CA
MSA_NameBakersfield, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees977
Business First Quarter Payroll22081
Business Annual Payroll91974
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population839631
CBSA Division Population0
Congressional District20
Congressional LandArea4874.22
Delivery Residential0
Delivery Business0
Delivery Total719
Preferred Last Line KeyZ21003
Classification CodeU
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21003
Land Area72.444000
Water Area0.575000
City Alias CodeM1
City Mixed CaseEdwards
City Alias Mixed CaseEdwards
Box Count1
SFDU0
MFDU0
State ANSI06
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number052373
Unique ZIP Name
SSA State County Code05140
Medicare CBSA Code12540
Medicare CBSA NameBakersfield, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseKern

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]