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If you live in the 93529 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of June Lake have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 93529 and then compare quotes from a variety of nationwide insurance companies.

93529 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 93529 the average premium for homeowners coverage is $898 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 93529. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 93529 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best June Lake, CA home insurance quotes in your area.

93529 Home Insurance Average Premiums

Local 93529 homeowners insurance quotes comparison

$648 /yr.

Shows Zip Code: 93529 lowest rates with discounts applied on average.

For the 93529, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$648 /yr.
Average Coverage:$898 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1198 /yr.

What is the average home insurance cost for a home in 93529?

  • • The average homeowners insurance premium paid annually for a home in 93529 is around $898 per year.

What does it cost on average per month for home insurance in 93529?

  • • Homeowners in 93529 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 93529?

  • • Autoowners in 93529 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the June Lake area, check out other zip codes nearby 93529.
Review average rates in another zip code:
93529 homeowners insurance rates

Home Replacement Cost Coverage in 93529

Average Building Cost Per Square Foot in 93529: $324

Location: June Lake, California (Mono County)

Average Square Footage in 93529: 1,497 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93529 before you start any project. June Lake homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93529 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93529 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,497 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the June Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,497$485,000
Additional Upgrades & Added Features$4051,497$606,250
Major Home Updates or Advancements$4861,497$727,500

It's important to understand that when you estimate your replacement cost of your home in the 93529 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93529

Best Home & Auto Insurance Agencies in 93529

Housing Demographics for 93529

Population Review for 93529 Zip Code

For the city of June Lake, the population within 93529 has increased to over 0 residents in population size. The current population total is 619. We have broken down the population based on race below. In 93529, there are over 322 in male population and 297 females.

PopulationValues
Total Population619
White Population516
Black Population0
Hispanic Population102
Asian Population10
Hawaiian Population2
Indian Population4
Other Population50
Male Population322
Female Population297
Population Estimate0

Household Data for 93529

The average number of homes in 93529 is around 279, there are an average of 2.12 per household. The average house value according to local real estate values is around $485,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode279
Persons Per Household2.12
Average House Value$485,000
Income Per Household$101250
Median Age43.3
Median Age Male45.0
Median Age Female39.5
93529 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias Abbreviation
Area Code760
CityJune Lake
City Alias NameJUNE LAKE
CountyMono
County FIPS051
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees191
Business First Quarter Payroll1165
Business Annual Payroll8170
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea6183.59
Delivery Residential0
Delivery Business0
Delivery Total537
Preferred Last Line KeyZ21559
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21559
Land Area74.935000
Water Area4.276000
City Alias Code
City Mixed CaseJune Lake
City Alias Mixed CaseJune Lake
Box Count481
SFDU0
MFDU0
State ANSI06
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number053858
Unique ZIP Name
SSA State County Code05360
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseMono

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]