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Searching for Homeowners Insurance in 93534

If you are a homeowners that lives in 93534 you may be searching for more affordable homeowners insurance in Lancaster. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lancaster, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 93534 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lancaster, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 93534 Home Insurance Costs: high!

In Lancaster, homeowners are paying roughly $954 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 93534 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lancaster are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 93534 policy right now!

93534 Home Insurance Average Premiums

Local 93534 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 93534 lowest rates with discounts applied on average.

For the 93534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 93534?

  • • The average homeowners insurance premium paid annually for a home in 93534 is around $954 per year.

What does it cost on average per month for home insurance in 93534?

  • • Homeowners in 93534 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 93534?

  • • Autoowners in 93534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lancaster area, check out other zip codes nearby 93534.
Review average rates in another zip code:
93534 homeowners insurance rates
93536 homeowners insurance rates
93535 homeowners insurance rates

Home Replacement Cost Coverage in 93534

Average Building Cost Per Square Foot in 93534: $324

Location: Lancaster, California (Los Angeles County)

Average Square Footage in 93534: 795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93534 before you start any project. Lancaster homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 795 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lancaster area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324795$257,600
Additional Upgrades & Added Features$405795$322,000
Major Home Updates or Advancements$486795$386,400

It's important to understand that when you estimate your replacement cost of your home in the 93534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93534

Allstate Insurance - Kelly L. Wilkerson

Address: 661 W Avenue J Lancaster, CA 93534
Phone: (661)948-0670
Website:

Allstate Insurance - Jeri Lyn Beaven-Mattox

Address: 43648 N. 10th St. W Lancaster, CA 93534
Phone: (661)726-9197
Website:

Best Home & Auto Insurance Agencies in 93534

Cost-U-Less Insurance Center

Address: 43458 10th St W, Ste 102 Lancaster, CA 93534
Phone:
Website:
Info:

Jose Segura-Farmers Insurance

Address: 43619 17th St W, Ste 105 Lancaster, CA 93534
Phone:
Website: http://www.farmersagent.com/jsegura/
Info:

Allstate Insurance Company - Dan Stephens

Address: 1148 W Avenue K Lancaster, CA 93534
Phone:
Website: http://www.allstateagencies.com/098422?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - John Currado

Address: 43713 20th St W Lancaster, CA 93534
Phone:
Website: http://www.allstateagencies.com/044720?cid=OTC-YP.com-IYP&att=TL
Info:

Jack Gilliam-Farmers Insurance

Address: 44504 10th St W Lancaster, CA 93534
Phone:
Website: http://www.farmersagent.com/jgilliam/
Info:

Housing Demographics for 93534

Population Review for 93534 Zip Code

For the city of Lancaster, the population within 93534 has increased to over 42,492 residents in population size. The current population total is 43,906. We have broken down the population based on race below. In 93534, there are over 21043 in male population and 22863 females.

PopulationValues
Total Population43,906
White Population14207
Black Population10270
Hispanic Population19204
Asian Population1829
Hawaiian Population65
Indian Population806
Other Population9925
Male Population21043
Female Population22863
Population Estimate42492

Household Data for 93534

The average number of homes in 93534 is around 15,705, there are an average of 2.73 per household. The average house value according to local real estate values is around $257,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,705
Persons Per Household2.73
Average House Value$257,600
Income Per Household$46875
Median Age33.7
Median Age Male32.0
Median Age Female35.4
93534 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code661
CityLancaster
City Alias NameLANCASTER
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1251
Number Of Employees21197
Business First Quarter Payroll259306
Business Annual Payroll1148814
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27
Congressional LandArea699.9
Delivery Residential15565
Delivery Business2157
Delivery Total16845
Preferred Last Line KeyZ21684
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ21684
Land Area18.957000
Water Area0.359000
City Alias Code
City Mixed CaseLancaster
City Alias Mixed CaseLancaster
Box Count0
SFDU6752
MFDU3572
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054182
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]