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Homeowners Insurance in 93551

For homeowners living in 93551, you want more affordable home insurance rates in Palmdale, right? Our rates are very competitive for homeowners living in the great city of Palmdale, CA. Many homeowners living in the 93551 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 93551 should appear in the zip code field ready to go. Comparing Palmdale, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

93551 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Palmdale pay around $1141 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 93551 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Palmdale homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

Get 93551 Homeowners Insurance Rates Now!

93551 Home Insurance Average Premiums

Local 93551 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 93551 lowest rates with discounts applied on average.

For the 93551, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 93551?

  • • The average homeowners insurance premium paid annually for a home in 93551 is around $1141 per year.

What does it cost on average per month for home insurance in 93551?

  • • Homeowners in 93551 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 93551?

  • • Autoowners in 93551 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Palmdale, check out other zip codes nearby 93551.
To review average rates in another zip code, click on a zip code below:
93551  |  93550  |  93552  |  93591  | 

Home Replacement Cost Coverage in 93551

Average Building Cost Per Square Foot in 93551: $324

Location: Palmdale, California (Los Angeles County)

Average Square Footage in 93551: 1,268 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93551 before you start any project. Palmdale homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93551 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93551 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,268 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Palmdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,268$410,900
Additional Upgrades & Added Features$4051,268$513,625
Major Home Updates or Advancements$4861,268$616,350

It's important to understand that when you estimate your replacement cost of your home in the 93551 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93551

Best Home & Auto Insurance Agencies in 93551

Terrence Kenney- Farmers Insurance

Address: 8869 Elizabeth Lake Rd Leona Valley, CA 93551
Phone:
Website: http://www.farmersagent.com/tkenney
Info:

Allstate Insurance Companies

Address: 1008 W Avenue M14 Palmdale, CA 93551
Phone:
Website:
Info:

Kari Dicob-Farmers Insurance

Address: 1008 W Avenue M4, Ste E Palmdale, CA 93551
Phone:
Website: http://www.farmersagent.com/kdicob/
Info:

Allstate Insurance Company - Jerri Beaven-Mattox

Address: 38750 Trade Center Dr Palmdale, CA 93551
Phone:
Website: http://www.allstateagencies.com/042970?cid=OTC-YP.com-IYP&att=TL
Info:

Danny Stephens - Allstate Agent

Address: 1148 W Avenue N Palmdale, CA 93551
Phone:
Website: http://www.allstateagencies.com/DanStephens/Welcome/
Info:

Housing Demographics for 93551

Population Review for 93551 Zip Code

For the city of Palmdale, the population within 93551 has increased to over 56,721 residents in population size. The current population total is 56,001. We have broken down the population based on race below. In 93551, there are over 27508 in male population and 28493 females.

PopulationValues
Total Population56,001
White Population23773
Black Population6431
Hispanic Population22523
Asian Population4624
Hawaiian Population150
Indian Population861
Other Population10600
Male Population27508
Female Population28493
Population Estimate56721

Household Data for 93551

The average number of homes in 93551 is around 17,519, there are an average of 3.19 per household. The average house value according to local real estate values is around $410,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,519
Persons Per Household3.19
Average House Value$410,900
Income Per Household$98181
Median Age38.4
Median Age Male37.0
Median Age Female39.7
93551 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code661
CityPalmdale
City Alias NamePALMDALE
CountyLos Angeles
County FIPS037
State FIPS06
Time Zone8
Day Light SavingY
MSA4472
PMSA4480
CSA348
CBSA31080
CBSA_DIV31084
CBSA_TypeMetro
CBSA_NameLos Angeles-Long Beach-Anaheim, CA
MSA_NameLos Angeles-Riverside-Orange County, CA
PMSA_NameLos Angeles-Long Beach, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1118
Number Of Employees13885
Business First Quarter Payroll121215
Business Annual Payroll542610
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population9818605
Congressional District27
Congressional LandArea699.9
Delivery Residential17781
Delivery Business1025
Delivery Total32056
Preferred Last Line KeyZ22393
Classification Code
Multi-County
CSA NameLos Angeles-Long Beach, CA
CBSA_DIV_NameLos Angeles-Long Beach-Glendale, CA
City State KeyZ22393
Land Area84.756000
Water Area0.189000
City Alias Code
City Mixed CasePalmdale
City Alias Mixed CasePalmdale
Box Count0
SFDU2945
MFDU994
State ANSI06
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055784
Unique ZIP Name
SSA State County Code05200
Medicare CBSA Code31084
Medicare CBSA NameLos Angeles-Long Beach-Glendale, CA
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseLos Angeles

California Homeowners Insurance News & Information

  • California Homeowners Insurance Quotes: Compare Coverage, Save More & Find Affordable Rates Posted on Thursday 11th June, 2026

    Finding affordable California homeowners insurance has become more challenging than ever. Rising rebuild costs, wildfire exposure, changing underwriting guidelines, and carrier availability have caused many homeowners across California to shop their home insurance coverage more frequently to protect both their property and their budget. If you are comparing California home insurance quotes, now is one […]

  • California Homeowners Still Struggling to Find Insurance Coverage — What You Can Do in Today’s Market Posted on Wednesday 6th May, 2026

    California homeowners aren’t imagining it—the insurance market has gotten significantly tougher over the past few years. What started as a wildfire-driven problem has now evolved into a full-scale availability and affordability challenge. As a professional homeowners insurance agent, I can tell you this: while the situation is difficult, there are still smart ways to secure solid […]

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • 2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025

    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]