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93640 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 93640 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mendota, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 93640.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 93640 and start shopping.

Quickly and Easily Compare Average Rates for 93640

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mendota, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 93640

Homeowners in Mendota are paying roughly $947 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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93640 Home Insurance Average Premiums

Local 93640 homeowners insurance quotes comparison

$697 /yr.

Shows Zip Code: 93640 lowest rates with discounts applied on average.

For the 93640, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$697 /yr.
Average Coverage:$947 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1247 /yr.

What is the average home insurance cost for a home in 93640?

  • • The average homeowners insurance premium paid annually for a home in 93640 is around $947 per year.

What does it cost on average per month for home insurance in 93640?

  • • Homeowners in 93640 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 93640?

  • • Autoowners in 93640 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mendota area, check out other zip codes nearby 93640.
Review average rates in another zip code:
93640 homeowners insurance rates

Home Replacement Cost Coverage in 93640

Average Building Cost Per Square Foot in 93640: $324

Location: Mendota, California (Fresno County)

Average Square Footage in 93640: 631 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93640 before you start any project. Mendota homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93640 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93640 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 631 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mendota area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324631$204,600
Additional Upgrades & Added Features$405631$255,750
Major Home Updates or Advancements$486631$306,900

It's important to understand that when you estimate your replacement cost of your home in the 93640 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93640

Best Home & Auto Insurance Agencies in 93640

Housing Demographics for 93640

Population Review for 93640 Zip Code

For the city of Mendota, the population within 93640 has increased to over 13,146 residents in population size. The current population total is 13,865. We have broken down the population based on race below. In 93640, there are over 7682 in male population and 6183 females.

PopulationValues
Total Population13,865
White Population3177
Black Population229
Hispanic Population12986
Asian Population59
Hawaiian Population2
Indian Population304
Other Population6669
Male Population7682
Female Population6183
Population Estimate13146

Household Data for 93640

The average number of homes in 93640 is around 2,957, there are an average of 4.41 per household. The average house value according to local real estate values is around $204,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,957
Persons Per Household4.41
Average House Value$204,600
Income Per Household$37779
Median Age28.4
Median Age Male29.6
Median Age Female26.2
93640 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityMendota
City Alias NameMENDOTA
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses123
Number Of Employees605
Business First Quarter Payroll5674
Business Annual Payroll28843
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District13
Congressional LandArea96.79
Delivery Residential2981
Delivery Business161
Delivery Total4659
Preferred Last Line KeyZ21938
Classification Code
Multi-County
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ21938
Land Area157.929000
Water Area1.620000
City Alias Code
City Mixed CaseMendota
City Alias Mixed CaseMendota
Box Count1486
SFDU1332
MFDU431
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054860
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]