Get multiple home insurance quotes in 93654. Our licensed 93654, CA agents are ready to serve you.

93654 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 93654? Our rates are very competitive for homeowners living in Reedley, CA. Many homeowners based out of your 93654 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 93654 should appear in the zip code field ready to go. For Reedley, CA Home Insurance Rate Quotes click to review the best rates and service online!

93654 Average Premium is Rated: High!

Homeowners living in 93654 can easily save up to 40% off the average home insurance premium of $927 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Reedley that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 93654 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 93654!

93654 Home Insurance Average Premiums

Local 93654 homeowners insurance quotes comparison

$677 /yr.

Shows Zip Code: 93654 lowest rates with discounts applied on average.

For the 93654, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$677 /yr.
Average Coverage:$927 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1227 /yr.

What is the average home insurance cost for a home in 93654?

  • • The average homeowners insurance premium paid annually for a home in 93654 is around $927 per year.

What does it cost on average per month for home insurance in 93654?

  • • Homeowners in 93654 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 93654?

  • • Autoowners in 93654 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reedley area, check out other zip codes nearby 93654.
Review average rates in another zip code:
93654 homeowners insurance rates

Home Replacement Cost Coverage in 93654

Average Building Cost Per Square Foot in 93654: $324

Location: Reedley, California (Fresno County)

Average Square Footage in 93654: 772 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93654 before you start any project. Reedley homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93654 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93654 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 772 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reedley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324772$250,200
Additional Upgrades & Added Features$405772$312,750
Major Home Updates or Advancements$486772$375,300

It's important to understand that when you estimate your replacement cost of your home in the 93654 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93654

Best Home & Auto Insurance Agencies in 93654

Allstate Insurance Companies

Address: 1318 E Manning Ave Reedley, CA 93654
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 93654

Population Review for 93654 Zip Code

For the city of Reedley, the population within 93654 has increased to over 31,436 residents in population size. The current population total is 30,620. We have broken down the population based on race below. In 93654, there are over 15249 in male population and 15371 females.

PopulationValues
Total Population30,620
White Population9830
Black Population148
Hispanic Population23138
Asian Population925
Hawaiian Population19
Indian Population451
Other Population12595
Male Population15249
Female Population15371
Population Estimate31436

Household Data for 93654

The average number of homes in 93654 is around 8,688, there are an average of 3.45 per household. The average house value according to local real estate values is around $250,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,688
Persons Per Household3.45
Average House Value$250,200
Income Per Household$57452
Median Age33.4
Median Age Male32.2
Median Age Female34.7
93654 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityReedley
City Alias NameREEDLEY
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses395
Number Of Employees5293
Business First Quarter Payroll55398
Business Annual Payroll255695
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District20|21
Congressional LandArea4874.22|6729.94
Delivery Residential9112
Delivery Business607
Delivery Total11002
Preferred Last Line KeyZ22646
Classification Code
Multi-CountyY
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ22646
Land Area100.504000
Water Area0.531000
City Alias Code
City Mixed CaseReedley
City Alias Mixed CaseReedley
Box Count926
SFDU4660
MFDU883
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056396
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]