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Home Insurance Rates in 93656

For homeowners shopping online in 93656, our insurance rates are very competitive for homeowners living in Riverdale, CA. Many homeowners based out of the great city of Riverdale have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 93656, simply click the "Get Multiple Quotes Now" button. Your 93656 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Riverdale, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

93656 Home Insurance Rating is: High!

If you live in 93656, you can easily save up to 40% off the average home insurance premium of $916 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Riverdale can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 93656 today!

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93656 Home Insurance Average Premiums

Local 93656 homeowners insurance quotes comparison

$666 /yr.

Shows Zip Code: 93656 lowest rates with discounts applied on average.

For the 93656, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$666 /yr.
Average Coverage:$916 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1216 /yr.

What is the average home insurance cost for a home in 93656?

  • • The average homeowners insurance premium paid annually for a home in 93656 is around $916 per year.

What does it cost on average per month for home insurance in 93656?

  • • Homeowners in 93656 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 93656?

  • • Autoowners in 93656 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverdale area, check out other zip codes nearby 93656.
Review average rates in another zip code:
93656 homeowners insurance rates

Home Replacement Cost Coverage in 93656

Average Building Cost Per Square Foot in 93656: $324

Location: Riverdale, California (Fresno County)

Average Square Footage in 93656: 643 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93656 before you start any project. Riverdale homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93656 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93656 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 643 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324643$208,200
Additional Upgrades & Added Features$405643$260,250
Major Home Updates or Advancements$486643$312,300

It's important to understand that when you estimate your replacement cost of your home in the 93656 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93656

Best Home & Auto Insurance Agencies in 93656

Housing Demographics for 93656

Population Review for 93656 Zip Code

For the city of Riverdale, the population within 93656 has increased to over 5,666 residents in population size. The current population total is 6,459. We have broken down the population based on race below. In 93656, there are over 3273 in male population and 3186 females.

PopulationValues
Total Population6,459
White Population2195
Black Population84
Hispanic Population4795
Asian Population53
Hawaiian Population7
Indian Population91
Other Population2774
Male Population3273
Female Population3186
Population Estimate5666

Household Data for 93656

The average number of homes in 93656 is around 1,791, there are an average of 3.60 per household. The average house value according to local real estate values is around $208,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,791
Persons Per Household3.60
Average House Value$208,200
Income Per Household$55856
Median Age31.1
Median Age Male30.8
Median Age Female31.3
93656 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code559
CityRiverdale
City Alias NameRIVERDALE
CountyFresno
County FIPS019
State FIPS06
Time Zone8
Day Light SavingY
MSA2840
PMSA
CSA260
CBSA23420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFresno, CA
MSA_NameFresno, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees304
Business First Quarter Payroll3037
Business Annual Payroll13606
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population930450
CBSA Division Population0
Congressional District13|20
Congressional LandArea96.79|4874.22
Delivery Residential1574
Delivery Business29
Delivery Total5715
Preferred Last Line KeyZ22684
Classification Code
Multi-CountyY
CSA NameFresno-Hanford-Corcoran, CA
CBSA_DIV_Name
City State KeyZ22684
Land Area113.222000
Water Area0.006000
City Alias Code
City Mixed CaseRiverdale
City Alias Mixed CaseRiverdale
Box Count461
SFDU1267
MFDU51
State ANSI06
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number056540
Unique ZIP Name
SSA State County Code05090
Medicare CBSA Code23420
Medicare CBSA NameFresno, CA
Medicare CBSA TypeMetro
Market Rating Area ID11
County Mixed CaseFresno

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]