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Quickly Revew Homeowners Insurance in 93960

If you own a home in Soledad, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 93960 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 93960 and start comparing rates now.

93960 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 93960 is $900 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 93960 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Soledad, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

93960 Home Insurance Average Premiums

Local 93960 homeowners insurance quotes comparison

$650 /yr.

Shows Zip Code: 93960 lowest rates with discounts applied on average.

For the 93960, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$650 /yr.
Average Coverage:$900 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1200 /yr.

What is the average home insurance cost for a home in 93960?

  • • The average homeowners insurance premium paid annually for a home in 93960 is around $900 per year.

What does it cost on average per month for home insurance in 93960?

  • • Homeowners in 93960 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 93960?

  • • Autoowners in 93960 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Soledad area, check out other zip codes nearby 93960.
Review average rates in another zip code:
93960 homeowners insurance rates

Home Replacement Cost Coverage in 93960

Average Building Cost Per Square Foot in 93960: $324

Location: Soledad, California (Monterey County)

Average Square Footage in 93960: 1,334 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 93960 before you start any project. Soledad homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 93960 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 93960 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,334 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Soledad area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,334$432,200
Additional Upgrades & Added Features$4051,334$540,250
Major Home Updates or Advancements$4861,334$648,300

It's important to understand that when you estimate your replacement cost of your home in the 93960 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 93960

Best Home & Auto Insurance Agencies in 93960

Allstate Insurance Companies

Address: 801 Front St Soledad, CA 93960
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 93960

Population Review for 93960 Zip Code

For the city of Soledad, the population within 93960 has increased to over 19,880 residents in population size. The current population total is 26,093. We have broken down the population based on race below. In 93960, there are over 15959 in male population and 10134 females.

PopulationValues
Total Population26,093
White Population5172
Black Population2012
Hispanic Population20606
Asian Population615
Hawaiian Population103
Indian Population900
Other Population13462
Male Population15959
Female Population10134
Population Estimate19880

Household Data for 93960

The average number of homes in 93960 is around 4,821, there are an average of 4.18 per household. The average house value according to local real estate values is around $432,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,821
Persons Per Household4.18
Average House Value$432,200
Income Per Household$64821
Median Age33.1
Median Age Male34.0
Median Age Female30.4
93960 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code831
CitySoledad
City Alias NameSOLEDAD
CountyMonterey
County FIPS053
State FIPS06
Time Zone8
Day Light SavingY
MSA7120
PMSA
CSA
CBSA41500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalinas, CA
MSA_NameSalinas, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses181
Number Of Employees2400
Business First Quarter Payroll27358
Business Annual Payroll114170
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population415057
CBSA Division Population0
Congressional District18
Congressional LandArea696.12
Delivery Residential4756
Delivery Business234
Delivery Total9220
Preferred Last Line KeyZ23031
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ23031
Land Area174.129000
Water Area4.838000
City Alias Code
City Mixed CaseSoledad
City Alias Mixed CaseSoledad
Box Count866
SFDU1405
MFDU118
State ANSI06
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057320
Unique ZIP Name
SSA State County Code05370
Medicare CBSA Code41500
Medicare CBSA NameSalinas, CA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseMonterey

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]