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Home Insurance Quotes in 94025

Are you shopping for a cheaper homeowners insurance rate in 94025? Our rates are very competitive for homeowners living in Menlo Park, CA. Many homeowners located in the 94025 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 94025. To get free 94025 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 94025 zip code should appear in the zip code field ready to go. Shopping Menlo Park, CA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 94025 to review the best rate coverages.

Your 94025 Home Insurance Costs Is Rated: High!

For the great city of Menlo Park, the average home insurance premium paid annually is around $926 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our California specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Menlo Park and need insurance on your home in the 94025 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 94025 Homeowners Insurance Rates Now!

94025 Home Insurance Average Premiums

Local 94025 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 94025 lowest rates with discounts applied on average.

For the 94025, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 94025?

  • • The average homeowners insurance premium paid annually for a home in 94025 is around $926 per year.

What does it cost on average per month for home insurance in 94025?

  • • Homeowners in 94025 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 94025?

  • • Autoowners in 94025 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Menlo Park area, check out other zip codes nearby 94025.
Review average rates in another zip code:
94025 homeowners insurance rates

Home Replacement Cost Coverage in 94025

Average Building Cost Per Square Foot in 94025: $324

Location: Menlo Park, California (San Mateo County)

Average Square Footage in 94025: 6,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94025 before you start any project. Menlo Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94025 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94025 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,173 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Menlo Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3246,173$2,000,000
Additional Upgrades & Added Features$4056,173$2,500,000
Major Home Updates or Advancements$4866,173$3,000,000

It's important to understand that when you estimate your replacement cost of your home in the 94025 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94025

Best Home & Auto Insurance Agencies in 94025

Housing Demographics for 94025

Population Review for 94025 Zip Code

For the city of Menlo Park, the population within 94025 has increased to over 44,056 residents in population size. The current population total is 42,354. We have broken down the population based on race below. In 94025, there are over 20727 in male population and 21627 females.

PopulationValues
Total Population42,354
White Population24507
Black Population1155
Hispanic Population7596
Asian Population7146
Hawaiian Population392
Indian Population265
Other Population3895
Male Population20727
Female Population21627
Population Estimate44056

Household Data for 94025

The average number of homes in 94025 is around 15,759, there are an average of 2.65 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,759
Persons Per Household2.65
Average House Value$2,000,000
Income Per Household$183750
Median Age38.9
Median Age Male37.2
Median Age Female40.3
94025 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code650
CityMenlo Park
City Alias NameMENLO PARK
CountySan Mateo
County FIPS081
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV41884
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1684
Number Of Employees76577
Business First Quarter Payroll6767669
Business Annual Payroll30263659
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population1523686
Congressional District15|16
Congressional LandArea599.45|2839.51
Delivery Residential16625
Delivery Business1540
Delivery Total18123
Preferred Last Line KeyZ21942
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Francisco-San Mateo-Redwood City, CA
City State KeyZ21942
Land Area8.365000
Water Area0.001000
City Alias Code
City Mixed CaseMenlo Park
City Alias Mixed CaseMenlo Park
Box Count0
SFDU11564
MFDU4338
State ANSI06
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number054866
Unique ZIP Name
SSA State County Code05510
Medicare CBSA Code41884
Medicare CBSA NameSan Francisco-San Mateo-Redwood City, CA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSan Mateo

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]