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Compare 94043 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mountain View just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,159 neighbors looking to save on their home insurance policy in the local 94043 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 94043. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best California rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mountain View, CA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mountain View, CA

94043 Home Insurance Average Premiums

Local 94043 homeowners insurance quotes comparison

$681 /yr.

Shows Zip Code: 94043 lowest rates with discounts applied on average.

For the 94043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$681 /yr.
Average Coverage:$931 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1231 /yr.

What is the average home insurance cost for a home in 94043?

  • • The average homeowners insurance premium paid annually for a home in 94043 is around $931 per year.

What does it cost on average per month for home insurance in 94043?

  • • Homeowners in 94043 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 94043?

  • • Autoowners in 94043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mountain View area, check out other zip codes nearby 94043.
Review average rates in another zip code:
94043 homeowners insurance rates
94040 homeowners insurance rates
94041 homeowners insurance rates

Home Replacement Cost Coverage in 94043

Average Building Cost Per Square Foot in 94043: $324

Location: Mountain View, California (Santa Clara County)

Average Square Footage in 94043: 4,140 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94043 before you start any project. Mountain View homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,140 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mountain View area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3244,140$1,341,300
Additional Upgrades & Added Features$4054,140$1,676,625
Major Home Updates or Advancements$4864,140$2,011,950

It's important to understand that when you estimate your replacement cost of your home in the 94043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94043

Best Home & Auto Insurance Agencies in 94043

Housing Demographics for 94043

Population Review for 94043 Zip Code

For the city of Mountain View, the population within 94043 has increased to over 33,872 residents in population size. The current population total is 31,414. We have broken down the population based on race below. In 94043, there are over 16370 in male population and 15044 females.

PopulationValues
Total Population31,414
White Population12832
Black Population561
Hispanic Population5152
Asian Population11569
Hawaiian Population142
Indian Population283
Other Population2374
Male Population16370
Female Population15044
Population Estimate33872

Household Data for 94043

The average number of homes in 94043 is around 13,159, there are an average of 2.37 per household. The average house value according to local real estate values is around $1,341,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,159
Persons Per Household2.37
Average House Value$1,341,300
Income Per Household$159898
Median Age34.9
Median Age Male34.0
Median Age Female36.0
94043 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code650
CityMountain View
City Alias NameMOUNTAIN VIEW
CountySanta Clara
County FIPS085
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7400
CSA488
CBSA41940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Jose-Sunnyvale-Santa Clara, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Jose, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1229
Number Of Employees59149
Business First Quarter Payroll4961649
Business Annual Payroll20656317
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836911
CBSA Division Population0
Congressional District16
Congressional LandArea2839.51
Delivery Residential14292
Delivery Business1131
Delivery Total15352
Preferred Last Line KeyZ22091
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_Name
City State KeyZ22091
Land Area8.458000
Water Area0.000000
City Alias Code
City Mixed CaseMountain View
City Alias Mixed CaseMountain View
Box Count0
SFDU4838
MFDU5538
State ANSI06
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number055208
Unique ZIP Name
SSA State County Code05530
Medicare CBSA Code41940
Medicare CBSA NameSan Jose-Sunnyvale-Santa Clara, CA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseSanta Clara

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]