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Quickly Revew Homeowners Insurance in 94080

If you own a home in South San Francisco, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 94080 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 94080 and start comparing rates now.

94080 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 94080 is $892 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 94080 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional South San Francisco, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

94080 Home Insurance Average Premiums

Local 94080 homeowners insurance quotes comparison

$642 /yr.

Shows Zip Code: 94080 lowest rates with discounts applied on average.

For the 94080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$642 /yr.
Average Coverage:$892 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1192 /yr.

What is the average home insurance cost for a home in 94080?

  • • The average homeowners insurance premium paid annually for a home in 94080 is around $892 per year.

What does it cost on average per month for home insurance in 94080?

  • • Homeowners in 94080 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 94080?

  • • Autoowners in 94080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South San Francisco area, check out other zip codes nearby 94080.
Review average rates in another zip code:
94080 homeowners insurance rates

Home Replacement Cost Coverage in 94080

Average Building Cost Per Square Foot in 94080: $324

Location: South San Francisco, California (San Mateo County)

Average Square Footage in 94080: 2,974 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94080 before you start any project. South San Francisco homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,974 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South San Francisco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,974$963,700
Additional Upgrades & Added Features$4052,974$1,204,625
Major Home Updates or Advancements$4862,974$1,445,550

It's important to understand that when you estimate your replacement cost of your home in the 94080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94080

Allstate Insurance - Lauro Gutierrez Jr.

Address: 446 Grand Avenue South San Francisco, CA 94080
Phone: (650)583-4545
Website:

Best Home & Auto Insurance Agencies in 94080

Allstate Insurance - Lauro Gutierrez Jr.

Address: 446 Grand Ave South San Francisco, CA 94080
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1435 Huntington Ave South San Francisco, CA 94080
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Katherine J Paras

Address: 363 El Camino Real, Ste 204 South San Francisco, CA 94080
Phone:
Website:
Info:

Housing Demographics for 94080

Population Review for 94080 Zip Code

For the city of South San Francisco, the population within 94080 has increased to over 68,082 residents in population size. The current population total is 66,592. We have broken down the population based on race below. In 94080, there are over 32911 in male population and 33681 females.

PopulationValues
Total Population66,592
White Population14703
Black Population1318
Hispanic Population21821
Asian Population27537
Hawaiian Population1069
Indian Population746
Other Population12280
Male Population32911
Female Population33681
Population Estimate68082

Household Data for 94080

The average number of homes in 94080 is around 21,931, there are an average of 3.02 per household. The average house value according to local real estate values is around $963,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,931
Persons Per Household3.02
Average House Value$963,700
Income Per Household$113008
Median Age40.2
Median Age Male38.7
Median Age Female41.6
94080 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationS SAN FRAN
Area Code650
CitySouth San Francisco
City Alias NameSOUTH SAN FRANCISCO
CountySan Mateo
County FIPS081
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV41884
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2284
Number Of Employees62001
Business First Quarter Payroll3133033
Business Annual Payroll12254433
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population1523686
Congressional District15
Congressional LandArea599.45
Delivery Residential22544
Delivery Business2471
Delivery Total24935
Preferred Last Line KeyZ23065
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Francisco-San Mateo-Redwood City, CA
City State KeyZ23065
Land Area10.177000
Water Area1.272000
City Alias Code
City Mixed CaseSouth San Francisco
City Alias Mixed CaseSouth San Francisco
Box Count0
SFDU15293
MFDU5886
State ANSI06
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057416
Unique ZIP Name
SSA State County Code05510
Medicare CBSA Code41884
Medicare CBSA NameSan Francisco-San Mateo-Redwood City, CA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSan Mateo

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]