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Check Out 94087 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Sunnyvale, CA.

We will gather some basic information about your home in Sunnyvale, CA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of California licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 94087 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 94087

We have pulled together a variety of data related to homeowners insurance in California. Simply click on one of the links below to learn about the average cost of homeowners insurance in California as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sunnyvale, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

94087 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 94087 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in California is roughly $901. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 94087 homeowners insurance policy!

94087 Home Insurance Average Premiums

Local 94087 homeowners insurance quotes comparison

$651 /yr.

Shows Zip Code: 94087 lowest rates with discounts applied on average.

For the 94087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$651 /yr.
Average Coverage:$901 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1201 /yr.

What is the average home insurance cost for a home in 94087?

  • • The average homeowners insurance premium paid annually for a home in 94087 is around $901 per year.

What does it cost on average per month for home insurance in 94087?

  • • Homeowners in 94087 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 94087?

  • • Autoowners in 94087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sunnyvale area, check out other zip codes nearby 94087.
Review average rates in another zip code:
94089 homeowners insurance rates
94087 homeowners insurance rates
94085 homeowners insurance rates
94086 homeowners insurance rates

Home Replacement Cost Coverage in 94087

Average Building Cost Per Square Foot in 94087: $324

Location: Sunnyvale, California (Santa Clara County)

Average Square Footage in 94087: 6,003 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94087 before you start any project. Sunnyvale homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,003 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sunnyvale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3246,003$1,945,100
Additional Upgrades & Added Features$4056,003$2,431,375
Major Home Updates or Advancements$4866,003$2,917,650

It's important to understand that when you estimate your replacement cost of your home in the 94087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94087

Allstate Insurance - Michael Flack

Address: 730 E El Camino Real Ste D Sunnyvale, CA 94087
Phone: (408)733-7646
Website:

Allstate Insurance - Phuong Nguyen-Son

Address: 429 E El Camino Real Sunnyvale, CA 94087
Phone: (408)739-6873
Website:

Allstate Insurance - Robert L. Flack

Address: 1111 W El Camino Real # 213 Sunnyvale, CA 94087
Phone: (408)737-0711
Website:

Best Home & Auto Insurance Agencies in 94087

Allstate Insurance - Michael Flack

Address: 730 E El Camino Real Sunnyvale, CA 94087
Phone:
Website:
Info:

Allstate Insurance - Robert L. Flack

Address: 1111 W El Camino Real, #Real-213 Sunnyvale, CA 94087
Phone:
Website:
Info:

Allstate Insurance - Phuong Nguyen-Son

Address: 429 E El Camino Real Sunnyvale, CA 94087
Phone:
Website:
Info:

Housing Demographics for 94087

Population Review for 94087 Zip Code

For the city of Sunnyvale, the population within 94087 has increased to over 59,614 residents in population size. The current population total is 58,344. We have broken down the population based on race below. In 94087, there are over 29398 in male population and 28946 females.

PopulationValues
Total Population58,344
White Population20405
Black Population670
Hispanic Population4954
Asian Population30402
Hawaiian Population101
Indian Population170
Other Population2284
Male Population29398
Female Population28946
Population Estimate59614

Household Data for 94087

The average number of homes in 94087 is around 20,448, there are an average of 2.81 per household. The average house value according to local real estate values is around $1,945,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,448
Persons Per Household2.81
Average House Value$1,945,100
Income Per Household$178128
Median Age38.6
Median Age Male37.7
Median Age Female39.6
94087 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code408/669
CitySunnyvale
City Alias NameSUNNYVALE
CountySanta Clara
County FIPS085
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7400
CSA488
CBSA41940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSan Jose-Sunnyvale-Santa Clara, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Jose, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1159
Number Of Employees9252
Business First Quarter Payroll114474
Business Annual Payroll549041
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836911
CBSA Division Population0
Congressional District17
Congressional LandArea184.85
Delivery Residential21215
Delivery Business974
Delivery Total27716
Preferred Last Line KeyZ23492
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_Name
City State KeyZ23492
Land Area6.591000
Water Area0.000000
City Alias Code
City Mixed CaseSunnyvale
City Alias Mixed CaseSunnyvale
Box Count357
SFDU13343
MFDU5083
State ANSI06
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number057620
Unique ZIP Name
SSA State County Code05530
Medicare CBSA Code41940
Medicare CBSA NameSan Jose-Sunnyvale-Santa Clara, CA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseSanta Clara

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]