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Compare 94121 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in San Francisco just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 17,926 neighbors looking to save on their home insurance policy in the local 94121 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 94121. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best California rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your San Francisco, CA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in San Francisco, CA

94121 Home Insurance Average Premiums

Local 94121 homeowners insurance quotes comparison

$796 /yr.

Shows Zip Code: 94121 lowest rates with discounts applied on average.

For the 94121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$796 /yr.
Average Coverage:$1046 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1346 /yr.

What is the average home insurance cost for a home in 94121?

  • • The average homeowners insurance premium paid annually for a home in 94121 is around $1046 per year.

What does it cost on average per month for home insurance in 94121?

  • • Homeowners in 94121 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 94121?

  • • Autoowners in 94121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Francisco area, check out other zip codes nearby 94121.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 94121

Average Building Cost Per Square Foot in 94121: $324

Location: San Francisco, California (San Francisco County)

Average Square Footage in 94121: 4,649 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94121 before you start any project. San Francisco homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,649 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Francisco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3244,649$1,506,400
Additional Upgrades & Added Features$4054,649$1,883,000
Major Home Updates or Advancements$4864,649$2,259,600

It's important to understand that when you estimate your replacement cost of your home in the 94121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94121

Best Home & Auto Insurance Agencies in 94121

Allstate Insurance Companies - Sales Offices- San Francisco

Address: 2222 Clement St San Francisco, CA 94121
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 94121

Population Review for 94121 Zip Code

For the city of San Francisco, the population within 94121 has increased to over 43,873 residents in population size. The current population total is 43,115. We have broken down the population based on race below. In 94121, there are over 20726 in male population and 22389 females.

PopulationValues
Total Population43,115
White Population18907
Black Population746
Hispanic Population3545
Asian Population17821
Hawaiian Population77
Indian Population148
Other Population1415
Male Population20726
Female Population22389
Population Estimate43873

Household Data for 94121

The average number of homes in 94121 is around 17,926, there are an average of 2.39 per household. The average house value according to local real estate values is around $1,506,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,926
Persons Per Household2.39
Average House Value$1,506,400
Income Per Household$116970
Median Age41.9
Median Age Male40.7
Median Age Female42.9
94121 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code415
CitySan Francisco
City Alias NameSAN FRANCISCO
CountySan Francisco
County FIPS075
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV41884
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses806
Number Of Employees4112
Business First Quarter Payroll51208
Business Annual Payroll248018
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population1523686
Congressional District11
Congressional LandArea493.61
Delivery Residential18357
Delivery Business636
Delivery Total19514
Preferred Last Line KeyZ22802
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Francisco-San Mateo-Redwood City, CA
City State KeyZ22802
Land Area2.535000
Water Area0.014000
City Alias Code
City Mixed CaseSan Francisco
City Alias Mixed CaseSan Francisco
Box Count379
SFDU10250
MFDU8018
State ANSI06
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056786
Unique ZIP Name
SSA State County Code05480
Medicare CBSA Code41884
Medicare CBSA NameSan Francisco-San Mateo-Redwood City, CA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSan Francisco

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]