Get multiple home insurance quotes in 94129. Our licensed 94129, CA agents are ready to serve you.

94129 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 94129 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in San Francisco, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 94129.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 94129 and start shopping.

Quickly and Easily Compare Average Rates for 94129

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional San Francisco, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 94129

Homeowners in San Francisco are paying roughly $917 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 94129 Home Insurance Quotes right now!

94129 Home Insurance Average Premiums

Local 94129 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 94129 lowest rates with discounts applied on average.

For the 94129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 94129?

  • • The average homeowners insurance premium paid annually for a home in 94129 is around $917 per year.

What does it cost on average per month for home insurance in 94129?

  • • Homeowners in 94129 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 94129?

  • • Autoowners in 94129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the San Francisco area, check out other zip codes nearby 94129.
Review average rates in another zip code:
94130 homeowners insurance rates
94123 homeowners insurance rates
94124 homeowners insurance rates
94111 homeowners insurance rates
94131 homeowners insurance rates
94158 homeowners insurance rates
94102 homeowners insurance rates
94121 homeowners insurance rates
94103 homeowners insurance rates
94133 homeowners insurance rates

Home Replacement Cost Coverage in 94129

Average Building Cost Per Square Foot in 94129: $324

Location: San Francisco, California (San Francisco County)

Average Square Footage in 94129: 509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94129 before you start any project. San Francisco homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the San Francisco area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324509$165,000
Additional Upgrades & Added Features$405509$206,250
Major Home Updates or Advancements$486509$247,500

It's important to understand that when you estimate your replacement cost of your home in the 94129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94129

Best Home & Auto Insurance Agencies in 94129

Housing Demographics for 94129

Population Review for 94129 Zip Code

For the city of San Francisco, the population within 94129 has increased to over 3,854 residents in population size. The current population total is 3,647. We have broken down the population based on race below. In 94129, there are over 1918 in male population and 1729 females.

PopulationValues
Total Population3,647
White Population2546
Black Population91
Hispanic Population457
Asian Population318
Hawaiian Population4
Indian Population29
Other Population183
Male Population1918
Female Population1729
Population Estimate3854

Household Data for 94129

The average number of homes in 94129 is around 1,335, there are an average of 2.73 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,335
Persons Per Household2.73
Average House Value$165,000
Income Per Household$218717
Median Age31.4
Median Age Male31.7
Median Age Female31.0
94129 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code415
CitySan Francisco
City Alias NameSAN FRANCISCO
CountySan Francisco
County FIPS075
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV41884
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses312
Number Of Employees6215
Business First Quarter Payroll273674
Business Annual Payroll1184967
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population1523686
Congressional District11
Congressional LandArea493.61
Delivery Residential1412
Delivery Business331
Delivery Total1950
Preferred Last Line KeyZ22802
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Francisco-San Mateo-Redwood City, CA
City State KeyZ22802
Land Area2.349000
Water Area0.006000
City Alias Code
City Mixed CaseSan Francisco
City Alias Mixed CaseSan Francisco
Box Count91
SFDU774
MFDU484
State ANSI06
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056786
Unique ZIP Name
SSA State County Code05480
Medicare CBSA Code41884
Medicare CBSA NameSan Francisco-San Mateo-Redwood City, CA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSan Francisco

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]