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94511 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 94511 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bethel Island, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 94511 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Bethel Island homeowners insurance rates, coverage options or home insurance types, please select Bethel Island, CA Home Insurance Rates Online!

94511 Home Insurance Average Premiums

Local 94511 homeowners insurance quotes comparison

$653 /yr.

Shows Zip Code: 94511 lowest rates with discounts applied on average.

For the 94511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$653 /yr.
Average Coverage:$903 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1203 /yr.

What is the average home insurance cost for a home in 94511?

  • • The average homeowners insurance premium paid annually for a home in 94511 is around $903 per year.

What does it cost on average per month for home insurance in 94511?

  • • Homeowners in 94511 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 94511?

  • • Autoowners in 94511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethel Island area, check out other zip codes nearby 94511.
Review average rates in another zip code:
94511 homeowners insurance rates

Home Replacement Cost Coverage in 94511

Average Building Cost Per Square Foot in 94511: $324

Location: Bethel Island, California (Contra Costa County)

Average Square Footage in 94511: 1,337 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94511 before you start any project. Bethel Island homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,337 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethel Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,337$433,300
Additional Upgrades & Added Features$4051,337$541,625
Major Home Updates or Advancements$4861,337$649,950

It's important to understand that when you estimate your replacement cost of your home in the 94511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94511

Best Home & Auto Insurance Agencies in 94511

Housing Demographics for 94511

Population Review for 94511 Zip Code

For the city of Bethel Island, the population within 94511 has increased to over 0 residents in population size. The current population total is 2,131. We have broken down the population based on race below. In 94511, there are over 1099 in male population and 1032 females.

PopulationValues
Total Population2,131
White Population1544
Black Population63
Hispanic Population447
Asian Population52
Hawaiian Population7
Indian Population42
Other Population222
Male Population1099
Female Population1032
Population Estimate0

Household Data for 94511

The average number of homes in 94511 is around 983, there are an average of 2.14 per household. The average house value according to local real estate values is around $433,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode983
Persons Per Household2.14
Average House Value$433,300
Income Per Household$80227
Median Age54.6
Median Age Male55.2
Median Age Female53.6
94511 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias Abbreviation
Area Code925
CityBethel Island
City Alias NameBETHEL ISLAND
CountyContra Costa
County FIPS013
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA5775
CSA488
CBSA41860
CBSA_DIV36084
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameOakland, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees235
Business First Quarter Payroll1803
Business Annual Payroll8924
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population2559296
Congressional District10
Congressional LandArea1818.79
Delivery Residential0
Delivery Business0
Delivery Total2496
Preferred Last Line KeyZ20257
Classification CodeP
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameOakland-Fremont-Berkeley, CA
City State KeyZ20257
Land Area5.252000
Water Area0.582000
City Alias Code
City Mixed CaseBethel Island
City Alias Mixed CaseBethel Island
Box Count1102
SFDU0
MFDU0
State ANSI06
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number050654
Unique ZIP Name
SSA State County Code05060
Medicare CBSA Code36084
Medicare CBSA NameOakland-Berkeley-Livermore, CA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseContra Costa

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]