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94512, CA Home Insurance

In the zip code of 94512, the population size is around 86, which consists of 34 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Birds Landing, CA. A few years ago, a study was done and found that the average home insurance rates for California are around $917 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 94512 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Birds Landing. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Birds Landing, CA Homeowners Insurance Online Rates Today!

94512 Home Insurance Average Premiums

Local 94512 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 94512 lowest rates with discounts applied on average.

For the 94512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 94512?

  • • The average homeowners insurance premium paid annually for a home in 94512 is around $917 per year.

What does it cost on average per month for home insurance in 94512?

  • • Homeowners in 94512 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 94512?

  • • Autoowners in 94512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Birds Landing area, check out other zip codes nearby 94512.
Review average rates in another zip code:
94512 homeowners insurance rates

Home Replacement Cost Coverage in 94512

Average Building Cost Per Square Foot in 94512: $324

Location: Birds Landing, California (Solano County)

Average Square Footage in 94512: 509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94512 before you start any project. Birds Landing homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Birds Landing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324509$165,000
Additional Upgrades & Added Features$405509$206,250
Major Home Updates or Advancements$486509$247,500

It's important to understand that when you estimate your replacement cost of your home in the 94512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94512

Best Home & Auto Insurance Agencies in 94512

Housing Demographics for 94512

Population Review for 94512 Zip Code

For the city of Birds Landing, the population within 94512 has increased to over 96 residents in population size. The current population total is 86. We have broken down the population based on race below. In 94512, there are over 39 in male population and 47 females.

PopulationValues
Total Population86
White Population66
Black Population0
Hispanic Population23
Asian Population1
Hawaiian Population0
Indian Population2
Other Population2
Male Population39
Female Population47
Population Estimate96

Household Data for 94512

The average number of homes in 94512 is around 34, there are an average of 2.53 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode34
Persons Per Household2.53
Average House Value$165,000
Income Per Household$0
Median Age45.0
Median Age Male44.5
Median Age Female45.5
94512 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code707
CityBirds Landing
City Alias NameBIRDS LANDING
CountySolano
County FIPS095
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA8720
CSA488
CBSA46700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameVallejo, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameVallejo-Fairfield-Napa, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees60
Business First Quarter Payroll1242
Business Annual Payroll4734
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population413344
CBSA Division Population0
Congressional District04|08
Congressional LandArea12836.2|32867.21
Delivery Residential38
Delivery Business2
Delivery Total40
Preferred Last Line KeyZ20280
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_Name
City State KeyZ20280
Land Area22.207000
Water Area0.035000
City Alias Code
City Mixed CaseBirds Landing
City Alias Mixed CaseBirds Landing
Box Count0
SFDU38
MFDU0
State ANSI06
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number050750
Unique ZIP Name
SSA State County Code05580
Medicare CBSA Code46700
Medicare CBSA NameVallejo, CA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSolano

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]