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Check Out 94525 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Crockett, CA.

We will gather some basic information about your home in Crockett, CA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of California licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 94525 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 94525

We have pulled together a variety of data related to homeowners insurance in California. Simply click on one of the links below to learn about the average cost of homeowners insurance in California as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Crockett, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

94525 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 94525 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in California is roughly $958. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 94525 homeowners insurance policy!

94525 Home Insurance Average Premiums

Local 94525 homeowners insurance quotes comparison

$708 /yr.

Shows Zip Code: 94525 lowest rates with discounts applied on average.

For the 94525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$708 /yr.
Average Coverage:$958 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1258 /yr.

What is the average home insurance cost for a home in 94525?

  • • The average homeowners insurance premium paid annually for a home in 94525 is around $958 per year.

What does it cost on average per month for home insurance in 94525?

  • • Homeowners in 94525 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 94525?

  • • Autoowners in 94525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crockett area, check out other zip codes nearby 94525.
Review average rates in another zip code:
94525 homeowners insurance rates

Home Replacement Cost Coverage in 94525

Average Building Cost Per Square Foot in 94525: $324

Location: Crockett, California (Contra Costa County)

Average Square Footage in 94525: 1,824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94525 before you start any project. Crockett homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,824 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crockett area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,824$591,000
Additional Upgrades & Added Features$4051,824$738,750
Major Home Updates or Advancements$4861,824$886,500

It's important to understand that when you estimate your replacement cost of your home in the 94525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94525

Allstate Insurance - Michael B. Baldwin

Address: 628 Second Avenue Ste 310 Crockett, CA 94525
Phone: (510)787-4000
Website:

Best Home & Auto Insurance Agencies in 94525

Allstate Insurance Company - Dan Bethancourt

Address: 628 2nd Ave Crockett, CA 94525
Phone:
Website: http://www.allstateagencies.com/033745?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance - Michael B. Baldwin

Address: 628 2nd Ave, #310 Crockett, CA 94525
Phone:
Website:
Info:

Housing Demographics for 94525

Population Review for 94525 Zip Code

For the city of Crockett, the population within 94525 has increased to over 3,389 residents in population size. The current population total is 3,288. We have broken down the population based on race below. In 94525, there are over 1586 in male population and 1702 females.

PopulationValues
Total Population3,288
White Population2123
Black Population209
Hispanic Population644
Asian Population186
Hawaiian Population10
Indian Population36
Other Population229
Male Population1586
Female Population1702
Population Estimate3389

Household Data for 94525

The average number of homes in 94525 is around 1,549, there are an average of 2.12 per household. The average house value according to local real estate values is around $591,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,549
Persons Per Household2.12
Average House Value$591,000
Income Per Household$95099
Median Age46.3
Median Age Male43.8
Median Age Female48.4
94525 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code510/341
CityCrockett
City Alias NameCROCKETT
CountyContra Costa
County FIPS013
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA5775
CSA488
CBSA41860
CBSA_DIV36084
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameOakland, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses41
Number Of Employees1172
Business First Quarter Payroll21141
Business Annual Payroll112248
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population2559296
Congressional District08
Congressional LandArea32867.21
Delivery Residential1599
Delivery Business61
Delivery Total1853
Preferred Last Line KeyZ20795
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameOakland-Fremont-Berkeley, CA
City State KeyZ20795
Land Area2.452000
Water Area0.000000
City Alias Code
City Mixed CaseCrockett
City Alias Mixed CaseCrockett
Box Count148
SFDU1482
MFDU114
State ANSI06
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051914
Unique ZIP Name
SSA State County Code05060
Medicare CBSA Code36084
Medicare CBSA NameOakland-Berkeley-Livermore, CA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseContra Costa

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]