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Homeowners Insurance in 94536

For homeowners living in 94536, you want more affordable home insurance rates in Fremont, right? Our rates are very competitive for homeowners living in the great city of Fremont, CA. Many homeowners living in the 94536 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 94536 should appear in the zip code field ready to go. Comparing Fremont, CA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

94536 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Fremont pay around $916 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing California home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 94536 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Fremont homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your California home insurance premium today!

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94536 Home Insurance Average Premiums

Local 94536 homeowners insurance quotes comparison

$666 /yr.

Shows Zip Code: 94536 lowest rates with discounts applied on average.

For the 94536, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$666 /yr.
Average Coverage:$916 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1216 /yr.

What is the average home insurance cost for a home in 94536?

  • • The average homeowners insurance premium paid annually for a home in 94536 is around $916 per year.

What does it cost on average per month for home insurance in 94536?

  • • Homeowners in 94536 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 94536?

  • • Autoowners in 94536 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fremont area, check out other zip codes nearby 94536.
Review average rates in another zip code:
94536 homeowners insurance rates
94538 homeowners insurance rates
94539 homeowners insurance rates
94555 homeowners insurance rates

Home Replacement Cost Coverage in 94536

Average Building Cost Per Square Foot in 94536: $324

Location: Fremont, California (Alameda County)

Average Square Footage in 94536: 3,054 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94536 before you start any project. Fremont homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94536 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94536 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,054 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fremont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,054$989,600
Additional Upgrades & Added Features$4053,054$1,237,000
Major Home Updates or Advancements$4863,054$1,484,400

It's important to understand that when you estimate your replacement cost of your home in the 94536 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94536

Best Home & Auto Insurance Agencies in 94536

Bough- Michael L - State Farm Insurance Agent

Address: 37722 2nd St Fremont, CA 94536
Phone:
Website:
Info:

Avtarbir Singh - Farmers Insurance

Address: 38350 Fremont Blvd, #102 Fremont, CA 94536
Phone:
Website: http://www.farmersagent.com/asingh1/
Info:

Housing Demographics for 94536

Population Review for 94536 Zip Code

For the city of Fremont, the population within 94536 has increased to over 76,121 residents in population size. The current population total is 73,172. We have broken down the population based on race below. In 94536, there are over 36391 in male population and 36781 females.

PopulationValues
Total Population73,172
White Population18093
Black Population2192
Hispanic Population11979
Asian Population38559
Hawaiian Population405
Indian Population615
Other Population6138
Male Population36391
Female Population36781
Population Estimate76121

Household Data for 94536

The average number of homes in 94536 is around 24,494, there are an average of 2.93 per household. The average house value according to local real estate values is around $989,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,494
Persons Per Household2.93
Average House Value$989,600
Income Per Household$139636
Median Age37.6
Median Age Male37.0
Median Age Female38.2
94536 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code510/341/408/650/669/925
CityFremont
City Alias NameFREMONT
CountyAlameda
County FIPS001
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA5775
CSA488
CBSA41860
CBSA_DIV36084
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameOakland, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1021
Number Of Employees6370
Business First Quarter Payroll83391
Business Annual Payroll380135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population2559296
Congressional District14
Congressional LandArea259.5
Delivery Residential25980
Delivery Business1007
Delivery Total27230
Preferred Last Line KeyZ21203
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameOakland-Fremont-Berkeley, CA
City State KeyZ21203
Land Area14.077000
Water Area0.005000
City Alias Code
City Mixed CaseFremont
City Alias Mixed CaseFremont
Box Count163
SFDU14848
MFDU7049
State ANSI06
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number052864
Unique ZIP Name
SSA State County Code05000
Medicare CBSA Code36084
Medicare CBSA NameOakland-Berkeley-Livermore, CA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseAlameda

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]