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Home Insurance in 94568

Our rates are very competitive for homeowners living in the 94568 zip code. Many homeowners based out of Dublin, CA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 94568 should appear in the zip code field ready to go.

94568 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Dublin area? The average homeowners premium in 94568 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 94568, you can expect to pay around $910 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 94568

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of California. Start your 94568 home insurance shopping today!

  1. Dublin, CA Home Insurance Quotes

94568 Home Insurance Average Premiums

Local 94568 homeowners insurance quotes comparison

$660 /yr.

Shows Zip Code: 94568 lowest rates with discounts applied on average.

For the 94568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$660 /yr.
Average Coverage:$910 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1210 /yr.

What is the average home insurance cost for a home in 94568?

  • • The average homeowners insurance premium paid annually for a home in 94568 is around $910 per year.

What does it cost on average per month for home insurance in 94568?

  • • Homeowners in 94568 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 94568?

  • • Autoowners in 94568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dublin area, check out other zip codes nearby 94568.
Review average rates in another zip code:
94568 homeowners insurance rates

Home Replacement Cost Coverage in 94568

Average Building Cost Per Square Foot in 94568: $324

Location: Dublin, California (Alameda County)

Average Square Footage in 94568: 3,034 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94568 before you start any project. Dublin homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,034 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dublin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3243,034$983,000
Additional Upgrades & Added Features$4053,034$1,228,750
Major Home Updates or Advancements$4863,034$1,474,500

It's important to understand that when you estimate your replacement cost of your home in the 94568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94568

Allstate Insurance - Maria M. Lusignan

Address: 7288 San Ramon Road Dublin, CA 94568
Phone: (925)556-2190
Website:

Best Home & Auto Insurance Agencies in 94568

Bowe- Leonard N - State Farm Insurance Agent

Address: 7027 Dublin Blvd, #615 Dublin, CA 94568
Phone:
Website:
Info:

Aralica- Ivan - State Farm Insurance Agent

Address: 11750 Dublin Blvd, #200 Dublin, CA 94568
Phone:
Website:
Info:

Allstate Insurance - Maria M. Lusignan

Address: 7288 San Ramon Rd Dublin, CA 94568
Phone:
Website:
Info:

Housing Demographics for 94568

Population Review for 94568 Zip Code

For the city of Dublin, the population within 94568 has increased to over 69,921 residents in population size. The current population total is 72,590. We have broken down the population based on race below. In 94568, there are over 34737 in male population and 37853 females.

PopulationValues
Total Population72,590
White Population21105
Black Population2876
Hispanic Population8352
Asian Population39077
Hawaiian Population221
Indian Population517
Other Population2642
Male Population34737
Female Population37853
Population Estimate69921

Household Data for 94568

The average number of homes in 94568 is around 23,527, there are an average of 2.93 per household. The average house value according to local real estate values is around $983,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,527
Persons Per Household2.93
Average House Value$983,000
Income Per Household$171168
Median Age36.4
Median Age Male36.0
Median Age Female36.8
94568 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code925
CityDublin
City Alias NameDUBLIN
CountyAlameda
County FIPS001
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA5775
CSA488
CBSA41860
CBSA_DIV36084
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameOakland, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1547
Number Of Employees21567
Business First Quarter Payroll580024
Business Annual Payroll2336565
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population2559296
Congressional District10|14
Congressional LandArea1818.79|259.5
Delivery Residential23864
Delivery Business1399
Delivery Total25686
Preferred Last Line KeyZ20939
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameOakland-Fremont-Berkeley, CA
City State KeyZ20939
Land Area16.494000
Water Area0.000000
City Alias Code
City Mixed CaseDublin
City Alias Mixed CaseDublin
Box Count403
SFDU7646
MFDU8652
State ANSI06
County ANSI001
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056138
Unique ZIP Name
SSA State County Code05000
Medicare CBSA Code36084
Medicare CBSA NameOakland-Berkeley-Livermore, CA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseAlameda

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]