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Home Insurance in 94920

Our rates are very competitive for homeowners living in the 94920 zip code. Many homeowners based out of Belvedere Tiburon, CA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 94920 should appear in the zip code field ready to go.

94920 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Belvedere Tiburon area? The average homeowners premium in 94920 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 94920, you can expect to pay around $926 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 94920

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of California. Start your 94920 home insurance shopping today!

  1. Belvedere Tiburon, CA Home Insurance Quotes

94920 Home Insurance Average Premiums

Local 94920 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 94920 lowest rates with discounts applied on average.

For the 94920, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 94920?

  • • The average homeowners insurance premium paid annually for a home in 94920 is around $926 per year.

What does it cost on average per month for home insurance in 94920?

  • • Homeowners in 94920 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 94920?

  • • Autoowners in 94920 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Belvedere Tiburon area, check out other zip codes nearby 94920.
Review average rates in another zip code:
94920 homeowners insurance rates

Home Replacement Cost Coverage in 94920

Average Building Cost Per Square Foot in 94920: $324

Location: Belvedere Tiburon, California (Marin County)

Average Square Footage in 94920: 6,173 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94920 before you start any project. Belvedere Tiburon homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94920 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94920 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,173 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Belvedere Tiburon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3246,173$2,000,000
Additional Upgrades & Added Features$4056,173$2,500,000
Major Home Updates or Advancements$4866,173$3,000,000

It's important to understand that when you estimate your replacement cost of your home in the 94920 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94920

Best Home & Auto Insurance Agencies in 94920

Housing Demographics for 94920

Population Review for 94920 Zip Code

For the city of Belvedere Tiburon, the population within 94920 has increased to over 13,787 residents in population size. The current population total is 13,010. We have broken down the population based on race below. In 94920, there are over 6162 in male population and 6848 females.

PopulationValues
Total Population13,010
White Population10522
Black Population123
Hispanic Population798
Asian Population869
Hawaiian Population16
Indian Population32
Other Population247
Male Population6162
Female Population6848
Population Estimate13787

Household Data for 94920

The average number of homes in 94920 is around 5,345, there are an average of 2.43 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,345
Persons Per Household2.43
Average House Value$2,000,000
Income Per Household$203717
Median Age49.6
Median Age Male49.1
Median Age Female50.0
94920 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationBEL TIBURON
Area Code415/628
CityBelvedere Tiburon
City Alias NameBELVEDERE TIBURON
CountyMarin
County FIPS041
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV42034
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses377
Number Of Employees2089
Business First Quarter Payroll37647
Business Annual Payroll196477
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population252409
Congressional District02
Congressional LandArea12952.23
Delivery Residential5674
Delivery Business264
Delivery Total6528
Preferred Last Line KeyZ20246
Classification Code
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Rafael, CA
City State KeyZ20246
Land Area6.510000
Water Area5.691000
City Alias Code
City Mixed CaseBelvedere Tiburon
City Alias Mixed CaseBelvedere Tiburon
Box Count386
SFDU4231
MFDU1027
State ANSI06
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050606
Unique ZIP Name
SSA State County Code05310
Medicare CBSA Code42034
Medicare CBSA NameSan Rafael, CA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMarin

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]