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Home Insurance Quotes in 94928

Are you shopping for a cheaper homeowners insurance rate in 94928? Our rates are very competitive for homeowners living in Rohnert Park, CA. Many homeowners located in the 94928 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 94928. To get free 94928 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 94928 zip code should appear in the zip code field ready to go. Shopping Rohnert Park, CA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 94928 to review the best rate coverages.

Your 94928 Home Insurance Costs Is Rated: High!

For the great city of Rohnert Park, the average home insurance premium paid annually is around $885 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our California specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Rohnert Park and need insurance on your home in the 94928 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 94928 Homeowners Insurance Rates Now!

94928 Home Insurance Average Premiums

Local 94928 homeowners insurance quotes comparison

$635 /yr.

Shows Zip Code: 94928 lowest rates with discounts applied on average.

For the 94928, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$635 /yr.
Average Coverage:$885 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1185 /yr.

What is the average home insurance cost for a home in 94928?

  • • The average homeowners insurance premium paid annually for a home in 94928 is around $885 per year.

What does it cost on average per month for home insurance in 94928?

  • • Homeowners in 94928 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 94928?

  • • Autoowners in 94928 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rohnert Park area, check out other zip codes nearby 94928.
Review average rates in another zip code:
94928 homeowners insurance rates

Home Replacement Cost Coverage in 94928

Average Building Cost Per Square Foot in 94928: $324

Location: Rohnert Park, California (Sonoma County)

Average Square Footage in 94928: 1,685 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94928 before you start any project. Rohnert Park homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94928 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94928 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,685 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rohnert Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,685$546,100
Additional Upgrades & Added Features$4051,685$682,625
Major Home Updates or Advancements$4861,685$819,150

It's important to understand that when you estimate your replacement cost of your home in the 94928 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94928

Best Home & Auto Insurance Agencies in 94928

Mojica, George Broker - George Mojica Insurance

Address: 6650 Commerce Blvd, Ste 25 Rohnert Park, CA 94928
Phone:
Website: http://www.mojicainsurance.net/
Info:

Allstate Insurance Companies

Address: 150 Professional Center Dr Rohnert Park, CA 94928
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Tony Maestri State Farm Insurance

Address: 364 Rohnert Park Expy W Rohnert Park, CA 94928
Phone:
Website: http://www.tonymaestri.net/
Info:

Garlock, Keith L - State Farm Insurance Agent

Address: 6201 State Farm Dr Rohnert Park, CA 94928
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=052093
Info:

Allstate Insurance Company - Greg Simpkins

Address: 6650 Commerce Blvd Rohnert Park, CA 94928
Phone:
Website: http://www.allstateagencies.com/029651?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 94928

Population Review for 94928 Zip Code

For the city of Rohnert Park, the population within 94928 has increased to over 47,822 residents in population size. The current population total is 47,062. We have broken down the population based on race below. In 94928, there are over 22512 in male population and 24550 females.

PopulationValues
Total Population47,062
White Population26708
Black Population1079
Hispanic Population13816
Asian Population4250
Hawaiian Population172
Indian Population711
Other Population7598
Male Population22512
Female Population24550
Population Estimate47822

Household Data for 94928

The average number of homes in 94928 is around 16,847, there are an average of 2.62 per household. The average house value according to local real estate values is around $546,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,847
Persons Per Household2.62
Average House Value$546,100
Income Per Household$82894
Median Age34.9
Median Age Male34.3
Median Age Female35.4
94928 DetailsValues
StateCA
State Full NameCalifornia
City TypeB
City Alias Abbreviation
Area Code707
CityRohnert Park
City Alias NameROHNERT PARK
CountySonoma
County FIPS097
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7500
CSA
CBSA42220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSanta Rosa-Petaluma, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSanta Rosa, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses884
Number Of Employees11752
Business First Quarter Payroll135716
Business Annual Payroll614542
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population483878
CBSA Division Population0
Congressional District04
Congressional LandArea12836.2
Delivery Residential18253
Delivery Business997
Delivery Total18907
Preferred Last Line KeyZ22704
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ22704
Land Area7.746000
Water Area0.000000
City Alias Code
City Mixed CaseRohnert Park
City Alias Mixed CaseRohnert Park
Box Count0
SFDU8701
MFDU4413
State ANSI06
County ANSI097
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number051824
Unique ZIP Name
SSA State County Code05590
Medicare CBSA Code42220
Medicare CBSA NameSanta Rosa-Petaluma, CA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSonoma

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]