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Home Insurance Rates in 94973

For homeowners shopping online in 94973, our insurance rates are very competitive for homeowners living in Woodacre, CA. Many homeowners based out of the great city of Woodacre have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 94973, simply click the "Get Multiple Quotes Now" button. Your 94973 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Woodacre, CA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

94973 Home Insurance Rating is: High!

If you live in 94973, you can easily save up to 40% off the average home insurance premium of $886 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Woodacre can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 94973 today!

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94973 Home Insurance Average Premiums

Local 94973 homeowners insurance quotes comparison

$636 /yr.

Shows Zip Code: 94973 lowest rates with discounts applied on average.

For the 94973, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$636 /yr.
Average Coverage:$886 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1186 /yr.

What is the average home insurance cost for a home in 94973?

  • • The average homeowners insurance premium paid annually for a home in 94973 is around $886 per year.

What does it cost on average per month for home insurance in 94973?

  • • Homeowners in 94973 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 94973?

  • • Autoowners in 94973 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodacre area, check out other zip codes nearby 94973.
Review average rates in another zip code:
94973 homeowners insurance rates

Home Replacement Cost Coverage in 94973

Average Building Cost Per Square Foot in 94973: $324

Location: Woodacre, California (Marin County)

Average Square Footage in 94973: 2,955 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 94973 before you start any project. Woodacre homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 94973 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 94973 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,955 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodacre area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3242,955$957,400
Additional Upgrades & Added Features$4052,955$1,196,750
Major Home Updates or Advancements$4862,955$1,436,100

It's important to understand that when you estimate your replacement cost of your home in the 94973 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 94973

Best Home & Auto Insurance Agencies in 94973

Housing Demographics for 94973

Population Review for 94973 Zip Code

For the city of Woodacre, the population within 94973 has increased to over 0 residents in population size. The current population total is 1,516. We have broken down the population based on race below. In 94973, there are over 730 in male population and 786 females.

PopulationValues
Total Population1,516
White Population1274
Black Population6
Hispanic Population126
Asian Population28
Hawaiian Population0
Indian Population11
Other Population44
Male Population730
Female Population786
Population Estimate0

Household Data for 94973

The average number of homes in 94973 is around 648, there are an average of 2.33 per household. The average house value according to local real estate values is around $957,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode648
Persons Per Household2.33
Average House Value$957,400
Income Per Household$125579
Median Age53.7
Median Age Male55.3
Median Age Female52.2
94973 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias Abbreviation
Area Code415
CityWoodacre
City Alias NameWOODACRE
CountyMarin
County FIPS041
State FIPS06
Time Zone8
Day Light SavingY
MSA7362
PMSA7360
CSA488
CBSA41860
CBSA_DIV42034
CBSA_TypeMetro
CBSA_NameSan Francisco-Oakland-Fremont, CA
MSA_NameSan Francisco-Oakland-San Jose, CA CMSA
PMSA_NameSan Francisco, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees152
Business First Quarter Payroll1863
Business Annual Payroll8216
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4335391
CBSA Division Population252409
Congressional District02
Congressional LandArea12952.23
Delivery Residential0
Delivery Business0
Delivery Total758
Preferred Last Line KeyZ23913
Classification CodeP
Multi-County
CSA NameSan Jose-San Francisco-Oakland, CA
CBSA_DIV_NameSan Rafael, CA
City State KeyZ23913
Land Area3.951000
Water Area0.000000
City Alias Code
City Mixed CaseWoodacre
City Alias Mixed CaseWoodacre
Box Count693
SFDU0
MFDU0
State ANSI06
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number058568
Unique ZIP Name
SSA State County Code05310
Medicare CBSA Code42034
Medicare CBSA NameSan Rafael, CA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMarin

California Homeowners Insurance News & Information

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    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]