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95537 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 95537 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Fields Landing, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 95537.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 95537 and start shopping.

Quickly and Easily Compare Average Rates for 95537

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fields Landing, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 95537

Homeowners in Fields Landing are paying roughly $917 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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95537 Home Insurance Average Premiums

Local 95537 homeowners insurance quotes comparison

$667 /yr.

Shows Zip Code: 95537 lowest rates with discounts applied on average.

For the 95537, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$667 /yr.
Average Coverage:$917 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1217 /yr.

What is the average home insurance cost for a home in 95537?

  • • The average homeowners insurance premium paid annually for a home in 95537 is around $917 per year.

What does it cost on average per month for home insurance in 95537?

  • • Homeowners in 95537 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 95537?

  • • Autoowners in 95537 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fields Landing area, check out other zip codes nearby 95537.
Review average rates in another zip code:
95537 homeowners insurance rates

Home Replacement Cost Coverage in 95537

Average Building Cost Per Square Foot in 95537: $324

Location: Fields Landing, California (Humboldt County)

Average Square Footage in 95537: 509 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95537 before you start any project. Fields Landing homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95537 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95537 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 509 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fields Landing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324509$165,000
Additional Upgrades & Added Features$405509$206,250
Major Home Updates or Advancements$486509$247,500

It's important to understand that when you estimate your replacement cost of your home in the 95537 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95537

Best Home & Auto Insurance Agencies in 95537

Housing Demographics for 95537

Population Review for 95537 Zip Code

For the city of Fields Landing, the population within 95537 has increased to over 0 residents in population size. The current population total is 313. We have broken down the population based on race below. In 95537, there are over 165 in male population and 148 females.

PopulationValues
Total Population313
White Population202
Black Population3
Hispanic Population54
Asian Population10
Hawaiian Population0
Indian Population20
Other Population15
Male Population165
Female Population148
Population Estimate0

Household Data for 95537

The average number of homes in 95537 is around 144, there are an average of 2.17 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode144
Persons Per Household2.17
Average House Value$165,000
Income Per Household$66068
Median Age35.3
Median Age Male36.8
Median Age Female34.0
95537 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias AbbreviationFIELDS LDG
Area Code707
CityFields Landing
City Alias NameFIELDS LANDING
CountyHumboldt
County FIPS023
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA21700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEureka-Arcata, CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees17
Business First Quarter Payroll208
Business Annual Payroll830
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134623
CBSA Division Population0
Congressional District02
Congressional LandArea12952.23
Delivery Residential0
Delivery Business0
Delivery Total304
Preferred Last Line KeyZ21120
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21120
Land Area0.298000
Water Area2.423000
City Alias Code
City Mixed CaseFields Landing
City Alias Mixed CaseFields Landing
Box Count205
SFDU0
MFDU0
State ANSI06
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number052688
Unique ZIP Name
SSA State County Code05110
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseHumboldt

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]