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Quickly Revew Homeowners Insurance in 95602

If you own a home in Auburn, CA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 95602 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our California licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 95602 and start comparing rates now.

95602 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 95602 is $946 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 95602 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Auburn, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

95602 Home Insurance Average Premiums

Local 95602 homeowners insurance quotes comparison

$696 /yr.

Shows Zip Code: 95602 lowest rates with discounts applied on average.

For the 95602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$696 /yr.
Average Coverage:$946 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1246 /yr.

What is the average home insurance cost for a home in 95602?

  • • The average homeowners insurance premium paid annually for a home in 95602 is around $946 per year.

What does it cost on average per month for home insurance in 95602?

  • • Homeowners in 95602 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 95602?

  • • Autoowners in 95602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Auburn area, check out other zip codes nearby 95602.
Review average rates in another zip code:
95603 homeowners insurance rates
95602 homeowners insurance rates

Home Replacement Cost Coverage in 95602

Average Building Cost Per Square Foot in 95602: $324

Location: Auburn, California (Placer County)

Average Square Footage in 95602: 1,577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95602 before you start any project. Auburn homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,577 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Auburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,577$511,000
Additional Upgrades & Added Features$4051,577$638,750
Major Home Updates or Advancements$4861,577$766,500

It's important to understand that when you estimate your replacement cost of your home in the 95602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95602

Best Home & Auto Insurance Agencies in 95602

American National Insurance Company - Holly M Auwinger

Address: Lincoln, CA 95602
Phone:
Website: http://www.hmauwinger.com/
Info:

Housing Demographics for 95602

Population Review for 95602 Zip Code

For the city of Auburn, the population within 95602 has increased to over 18,339 residents in population size. The current population total is 18,364. We have broken down the population based on race below. In 95602, there are over 8990 in male population and 9374 females.

PopulationValues
Total Population18,364
White Population14629
Black Population97
Hispanic Population2792
Asian Population294
Hawaiian Population32
Indian Population211
Other Population1202
Male Population8990
Female Population9374
Population Estimate18339

Household Data for 95602

The average number of homes in 95602 is around 7,291, there are an average of 2.46 per household. The average house value according to local real estate values is around $511,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,291
Persons Per Household2.46
Average House Value$511,000
Income Per Household$86352
Median Age53.2
Median Age Male51.4
Median Age Female54.5
95602 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityAuburn
City Alias NameAUBURN
CountyPlacer
County FIPS061
State FIPS06
Time Zone8
Day Light SavingY
MSA6922
PMSA6920
CSA472
CBSA40900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSacramento-Roseville-Folsom, CA
MSA_NameSacramento-Yolo, CA CMSA
PMSA_NameSacramento, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses422
Number Of Employees4351
Business First Quarter Payroll59727
Business Annual Payroll259871
Business Employment Flag
Growth Rank91
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number8706
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population2149127
CBSA Division Population0
Congressional District03
Congressional LandArea6183.59
Delivery Residential7455
Delivery Business376
Delivery Total7580
Preferred Last Line KeyZ20154
Classification Code
Multi-CountyY
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ20154
Land Area49.677000
Water Area0.655000
City Alias Code
City Mixed CaseAuburn
City Alias Mixed CaseAuburn
Box Count0
SFDU2456
MFDU982
State ANSI06
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number050402
Unique ZIP Name
SSA State County Code05410
Medicare CBSA Code40900
Medicare CBSA NameSacramento-Roseville-Folsom, CA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePlacer

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]