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95670 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 95670 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Rancho Cordova, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 95670.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 95670 and start shopping.

Quickly and Easily Compare Average Rates for 95670

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rancho Cordova, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 95670

Homeowners in Rancho Cordova are paying roughly $956 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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95670 Home Insurance Average Premiums

Local 95670 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 95670 lowest rates with discounts applied on average.

For the 95670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 95670?

  • • The average homeowners insurance premium paid annually for a home in 95670 is around $956 per year.

What does it cost on average per month for home insurance in 95670?

  • • Homeowners in 95670 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 95670?

  • • Autoowners in 95670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rancho Cordova area, check out other zip codes nearby 95670.
Review average rates in another zip code:
95742 homeowners insurance rates
95670 homeowners insurance rates

Home Replacement Cost Coverage in 95670

Average Building Cost Per Square Foot in 95670: $324

Location: Rancho Cordova, California (Sacramento County)

Average Square Footage in 95670: 1,159 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95670 before you start any project. Rancho Cordova homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,159 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rancho Cordova area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,159$375,500
Additional Upgrades & Added Features$4051,159$469,375
Major Home Updates or Advancements$4861,159$563,250

It's important to understand that when you estimate your replacement cost of your home in the 95670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95670

Best Home & Auto Insurance Agencies in 95670

Blue Shield of California - Local Sales Office- Customer Service

Address: 11249 Gold Country Blvd, #Blvd-160 Gold River, CA 95670
Phone:
Website: http://www.bscalife.com
Info:

Housing Demographics for 95670

Population Review for 95670 Zip Code

For the city of Rancho Cordova, the population within 95670 has increased to over 58,672 residents in population size. The current population total is 57,988. We have broken down the population based on race below. In 95670, there are over 28159 in male population and 29829 females.

PopulationValues
Total Population57,988
White Population30642
Black Population4852
Hispanic Population12377
Asian Population7642
Hawaiian Population548
Indian Population671
Other Population6078
Male Population28159
Female Population29829
Population Estimate58672

Household Data for 95670

The average number of homes in 95670 is around 22,125, there are an average of 2.61 per household. The average house value according to local real estate values is around $375,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,125
Persons Per Household2.61
Average House Value$375,500
Income Per Household$79003
Median Age37.7
Median Age Male36.2
Median Age Female39.2
95670 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationRNCHO CORDOVA
Area Code916
CityRancho Cordova
City Alias NameRANCHO CORDOVA
CountySacramento
County FIPS067
State FIPS06
Time Zone8
Day Light SavingY
MSA6922
PMSA6920
CSA472
CBSA40900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSacramento-Roseville-Folsom, CA
MSA_NameSacramento-Yolo, CA CMSA
PMSA_NameSacramento, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1386
Number Of Employees34147
Business First Quarter Payroll766944
Business Annual Payroll2879407
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2149127
CBSA Division Population0
Congressional District03|06
Congressional LandArea6183.59|175.04
Delivery Residential22480
Delivery Business1448
Delivery Total23906
Preferred Last Line KeyZ22603
Classification Code
Multi-County
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ22603
Land Area12.917000
Water Area0.343000
City Alias Code
City Mixed CaseRancho Cordova
City Alias Mixed CaseRancho Cordova
Box Count0
SFDU8841
MFDU3973
State ANSI06
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056315
Unique ZIP Name
SSA State County Code05440
Medicare CBSA Code40900
Medicare CBSA NameSacramento-Roseville-Folsom, CA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSacramento

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]