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Searching for Homeowners Insurance in 95677

If you are a homeowners that lives in 95677 you may be searching for more affordable homeowners insurance in Rocklin. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Rocklin, CA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our California licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 95677 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rocklin, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 95677 Home Insurance Costs: high!

In Rocklin, homeowners are paying roughly $939 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 95677 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Rocklin are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 95677 policy right now!

95677 Home Insurance Average Premiums

Local 95677 homeowners insurance quotes comparison

$689 /yr.

Shows Zip Code: 95677 lowest rates with discounts applied on average.

For the 95677, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$689 /yr.
Average Coverage:$939 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1239 /yr.

What is the average home insurance cost for a home in 95677?

  • • The average homeowners insurance premium paid annually for a home in 95677 is around $939 per year.

What does it cost on average per month for home insurance in 95677?

  • • Homeowners in 95677 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 95677?

  • • Autoowners in 95677 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rocklin area, check out other zip codes nearby 95677.
Review average rates in another zip code:
95677 homeowners insurance rates
95765 homeowners insurance rates

Home Replacement Cost Coverage in 95677

Average Building Cost Per Square Foot in 95677: $324

Location: Rocklin, California (Placer County)

Average Square Footage in 95677: 1,564 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95677 before you start any project. Rocklin homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95677 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95677 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,564 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rocklin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,564$506,800
Additional Upgrades & Added Features$4051,564$633,500
Major Home Updates or Advancements$4861,564$760,200

It's important to understand that when you estimate your replacement cost of your home in the 95677 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95677

Best Home & Auto Insurance Agencies in 95677

Allstate Insurance Company - Julie Domenick

Address: 3175 Sunset Blvd Rocklin, CA 95677
Phone:
Website: http://www.allstateagencies.com/052932?cid=OTC-YP.com-IYP&att=TL
Info:

Julie L Domenick - Allstate Agent

Address: 3175 Sunset Blvd, Ste 108 Rocklin, CA 95677
Phone:
Website: http://www.agents.allstate.com/USA/CA/julie-l-domenick.html
Info:

Allstate Insurance-Kathy Love Insurance Services Inc.

Address: 3175 Sunset Blvd, #108 Rocklin, CA 95677
Phone:
Website: http://www.agent.allstate.com/81852
Info:

DENISE REGNANI - Allstate Insurance Agent

Address: 6845 Five Star Blvd, Ste D Rocklin, CA 95677
Phone:
Website: http://www.allstate.com/
Info:

Rocklin Car Insurance

Address: 3372 Argonaut Ave Rocklin, CA 95677
Phone:
Website: http://www.rocklin.car-insurance9.com/
Info:

Housing Demographics for 95677

Population Review for 95677 Zip Code

For the city of Rocklin, the population within 95677 has increased to over 29,591 residents in population size. The current population total is 28,351. We have broken down the population based on race below. In 95677, there are over 13781 in male population and 14570 females.

PopulationValues
Total Population28,351
White Population20587
Black Population515
Hispanic Population4261
Asian Population1992
Hawaiian Population80
Indian Population251
Other Population1286
Male Population13781
Female Population14570
Population Estimate29591

Household Data for 95677

The average number of homes in 95677 is around 10,638, there are an average of 2.64 per household. The average house value according to local real estate values is around $506,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,638
Persons Per Household2.64
Average House Value$506,800
Income Per Household$94695
Median Age39.3
Median Age Male37.6
Median Age Female40.6
95677 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code916/279/530
CityRocklin
City Alias NameROCKLIN
CountyPlacer
County FIPS061
State FIPS06
Time Zone8
Day Light SavingY
MSA6922
PMSA6920
CSA472
CBSA40900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSacramento-Roseville-Folsom, CA
MSA_NameSacramento-Yolo, CA CMSA
PMSA_NameSacramento, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses866
Number Of Employees11862
Business First Quarter Payroll170255
Business Annual Payroll745482
Business Employment Flag
Growth Rank91
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number8706
Growth Increase Percentage2.5
Metropolitan DetailsValues
CBSA Population2149127
CBSA Division Population0
Congressional District03
Congressional LandArea6183.59
Delivery Residential11209
Delivery Business947
Delivery Total13097
Preferred Last Line KeyZ22698
Classification Code
Multi-County
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ22698
Land Area9.724000
Water Area0.022000
City Alias Code
City Mixed CaseRocklin
City Alias Mixed CaseRocklin
Box Count1030
SFDU3603
MFDU1956
State ANSI06
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056582
Unique ZIP Name
SSA State County Code05410
Medicare CBSA Code40900
Medicare CBSA NameSacramento-Roseville-Folsom, CA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePlacer

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]