Get multiple home insurance quotes in 95843. Our licensed 95843, CA agents are ready to serve you.

95843 Home Insurance Rates

Getting multiple homeowners insurance rates in 95843 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Antelope, CA. Many homeowners based out of the 95843 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our California licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 95843 should appear in the zip code field ready to go. For Antelope, CA Home Insurance Quotes, Click to easily get started!

95843 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 95843 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Antelope. For a basic HO-3, standard homeowners policy, the average premium per year in California is around $922. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 95843 zip code today and let us help you save time and money on your homeowners insurance premium.

Get 95843 Home Insurance Rates Today and Save!

95843 Home Insurance Average Premiums

Local 95843 homeowners insurance quotes comparison

$672 /yr.

Shows Zip Code: 95843 lowest rates with discounts applied on average.

For the 95843, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$672 /yr.
Average Coverage:$922 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1222 /yr.

What is the average home insurance cost for a home in 95843?

  • • The average homeowners insurance premium paid annually for a home in 95843 is around $922 per year.

What does it cost on average per month for home insurance in 95843?

  • • Homeowners in 95843 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 95843?

  • • Autoowners in 95843 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Antelope area, check out other zip codes nearby 95843.
Review average rates in another zip code:
95843 homeowners insurance rates

Home Replacement Cost Coverage in 95843

Average Building Cost Per Square Foot in 95843: $324

Location: Antelope, California (Sacramento County)

Average Square Footage in 95843: 1,117 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95843 before you start any project. Antelope homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95843 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95843 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,117 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Antelope area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,117$361,900
Additional Upgrades & Added Features$4051,117$452,375
Major Home Updates or Advancements$4861,117$542,850

It's important to understand that when you estimate your replacement cost of your home in the 95843 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95843

Best Home & Auto Insurance Agencies in 95843

Allman- Stephen P

Address: 7909 Walerga Rd Antelope, CA 95843
Phone:
Website:
Info:

Housing Demographics for 95843

Population Review for 95843 Zip Code

For the city of Antelope, the population within 95843 has increased to over 50,150 residents in population size. The current population total is 48,234. We have broken down the population based on race below. In 95843, there are over 23642 in male population and 24592 females.

PopulationValues
Total Population48,234
White Population26959
Black Population4057
Hispanic Population8312
Asian Population6866
Hawaiian Population424
Indian Population495
Other Population3367
Male Population23642
Female Population24592
Population Estimate50150

Household Data for 95843

The average number of homes in 95843 is around 14,793, there are an average of 3.25 per household. The average house value according to local real estate values is around $361,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,793
Persons Per Household3.25
Average House Value$361,900
Income Per Household$85787
Median Age34.3
Median Age Male32.6
Median Age Female35.8
95843 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code916
CityAntelope
City Alias NameANTELOPE
CountySacramento
County FIPS067
State FIPS06
Time Zone8
Day Light SavingY
MSA6922
PMSA6920
CSA472
CBSA40900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSacramento-Roseville-Folsom, CA
MSA_NameSacramento-Yolo, CA CMSA
PMSA_NameSacramento, CA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses472
Number Of Employees3153
Business First Quarter Payroll25269
Business Annual Payroll113895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2149127
CBSA Division Population0
Congressional District06
Congressional LandArea175.04
Delivery Residential15431
Delivery Business174
Delivery Total22732
Preferred Last Line KeyZ24017
Classification Code
Multi-County
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ24017
Land Area6.517000
Water Area0.000000
City Alias Code
City Mixed CaseAntelope
City Alias Mixed CaseAntelope
Box Count0
SFDU700
MFDU1820
State ANSI06
County ANSI067
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056678
Unique ZIP Name
SSA State County Code05440
Medicare CBSA Code40900
Medicare CBSA NameSacramento-Roseville-Folsom, CA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSacramento

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]