Get multiple home insurance quotes in 95947. Our licensed 95947, CA agents are ready to serve you.

95947 Home Insurance Quotes & Rates

Currently, the 777 homes within the 95947 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for California is around $945 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Greenville, CA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 95947.

California is now ranking #24 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Greenville home insurance quotes all in one place then GetHomeInsuranceQuotes.com of California has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 95947 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Greenville, California home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Greenville, CA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

95947 Home Insurance Average Premiums

Local 95947 homeowners insurance quotes comparison

$695 /yr.

Shows Zip Code: 95947 lowest rates with discounts applied on average.

For the 95947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$695 /yr.
Average Coverage:$945 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1245 /yr.

What is the average home insurance cost for a home in 95947?

  • • The average homeowners insurance premium paid annually for a home in 95947 is around $945 per year.

What does it cost on average per month for home insurance in 95947?

  • • Homeowners in 95947 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 95947?

  • • Autoowners in 95947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 95947.
Review average rates in another zip code:
95947 homeowners insurance rates

Home Replacement Cost Coverage in 95947

Average Building Cost Per Square Foot in 95947: $324

Location: Greenville, California (Plumas County)

Average Square Footage in 95947: 741 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95947 before you start any project. Greenville homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 741 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324741$240,100
Additional Upgrades & Added Features$405741$300,125
Major Home Updates or Advancements$486741$360,150

It's important to understand that when you estimate your replacement cost of your home in the 95947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95947

Best Home & Auto Insurance Agencies in 95947

Housing Demographics for 95947

Population Review for 95947 Zip Code

For the city of Greenville, the population within 95947 has increased to over 913 residents in population size. The current population total is 1,583. We have broken down the population based on race below. In 95947, there are over 786 in male population and 797 females.

PopulationValues
Total Population1,583
White Population1249
Black Population8
Hispanic Population128
Asian Population2
Hawaiian Population3
Indian Population141
Other Population38
Male Population786
Female Population797
Population Estimate913

Household Data for 95947

The average number of homes in 95947 is around 777, there are an average of 2.04 per household. The average house value according to local real estate values is around $240,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode777
Persons Per Household2.04
Average House Value$240,100
Income Per Household$46023
Median Age54.5
Median Age Male53.1
Median Age Female55.4
95947 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityGreenville
City Alias NameGREENVILLE
CountyPlumas
County FIPS063
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees151
Business First Quarter Payroll1435
Business Annual Payroll6505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea6183.59
Delivery Residential448
Delivery Business9
Delivery Total1848
Preferred Last Line KeyZ21332
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ21332
Land Area85.415000
Water Area0.000000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count183
SFDU423
MFDU25
State ANSI06
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number053150
Unique ZIP Name
SSA State County Code05420
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CasePlumas

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]