Get multiple home insurance quotes in 95960. Our licensed 95960, CA agents are ready to serve you.

95960 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 95960 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in North San Juan, CA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 95960.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 95960 and start shopping.

Quickly and Easily Compare Average Rates for 95960

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional North San Juan, CA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 95960

Homeowners in North San Juan are paying roughly $968 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 95960 Home Insurance Quotes right now!

95960 Home Insurance Average Premiums

Local 95960 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 95960 lowest rates with discounts applied on average.

For the 95960, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$718 /yr.
Average Coverage:$968 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1268 /yr.

What is the average home insurance cost for a home in 95960?

  • • The average homeowners insurance premium paid annually for a home in 95960 is around $968 per year.

What does it cost on average per month for home insurance in 95960?

  • • Homeowners in 95960 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 95960?

  • • Autoowners in 95960 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North San Juan area, check out other zip codes nearby 95960.
Review average rates in another zip code:
95960 homeowners insurance rates

Home Replacement Cost Coverage in 95960

Average Building Cost Per Square Foot in 95960: $324

Location: North San Juan, California (Nevada County)

Average Square Footage in 95960: 1,075 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 95960 before you start any project. North San Juan homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 95960 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 95960 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,075 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North San Juan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,075$348,300
Additional Upgrades & Added Features$4051,075$435,375
Major Home Updates or Advancements$4861,075$522,450

It's important to understand that when you estimate your replacement cost of your home in the 95960 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 95960

Best Home & Auto Insurance Agencies in 95960

Housing Demographics for 95960

Population Review for 95960 Zip Code

For the city of North San Juan, the population within 95960 has increased to over 531 residents in population size. The current population total is 762. We have broken down the population based on race below. In 95960, there are over 416 in male population and 346 females.

PopulationValues
Total Population762
White Population588
Black Population7
Hispanic Population48
Asian Population14
Hawaiian Population1
Indian Population23
Other Population13
Male Population416
Female Population346
Population Estimate531

Household Data for 95960

The average number of homes in 95960 is around 312, there are an average of 2.44 per household. The average house value according to local real estate values is around $348,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode312
Persons Per Household2.44
Average House Value$348,300
Income Per Household$34000
Median Age47.4
Median Age Male45.9
Median Age Female48.0
95960 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias AbbreviationN SAN JUAN
Area Code530
CityNorth San Juan
City Alias NameNORTH SAN JUAN
CountyNevada
County FIPS057
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA472
CBSA46020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTruckee-Grass Valley, CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees61
Business First Quarter Payroll497
Business Annual Payroll2904
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98764
CBSA Division Population0
Congressional District03
Congressional LandArea6183.59
Delivery Residential218
Delivery Business6
Delivery Total3162
Preferred Last Line KeyZ22215
Classification Code
Multi-CountyY
CSA NameSacramento-Roseville, CA
CBSA_DIV_Name
City State KeyZ22215
Land Area41.601000
Water Area0.136000
City Alias Code
City Mixed CaseNorth San Juan
City Alias Mixed CaseNorth San Juan
Box Count691
SFDU218
MFDU0
State ANSI06
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number055466
Unique ZIP Name
SSA State County Code05390
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseNevada

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]