Get multiple home insurance quotes in 96001. Our licensed 96001, CA agents are ready to serve you.

96001 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 96001 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Redding, CA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 96001 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in California, like average Redding homeowners insurance rates, coverage options or home insurance types, please select Redding, CA Home Insurance Rates Online!

96001 Home Insurance Average Premiums

Local 96001 homeowners insurance quotes comparison

$712 /yr.

Shows Zip Code: 96001 lowest rates with discounts applied on average.

For the 96001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$712 /yr.
Average Coverage:$962 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1262 /yr.

What is the average home insurance cost for a home in 96001?

  • • The average homeowners insurance premium paid annually for a home in 96001 is around $962 per year.

What does it cost on average per month for home insurance in 96001?

  • • Homeowners in 96001 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 96001?

  • • Autoowners in 96001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Redding area, check out other zip codes nearby 96001.
Review average rates in another zip code:
96001 homeowners insurance rates
96003 homeowners insurance rates
96002 homeowners insurance rates

Home Replacement Cost Coverage in 96001

Average Building Cost Per Square Foot in 96001: $324

Location: Redding, California (Shasta County)

Average Square Footage in 96001: 987 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 96001 before you start any project. Redding homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 96001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 987 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Redding area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324987$319,700
Additional Upgrades & Added Features$405987$399,625
Major Home Updates or Advancements$486987$479,550

It's important to understand that when you estimate your replacement cost of your home in the 96001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 96001

Allstate Insurance - Letitia Smith

Address: 2477 Athens Ave Redding, CA 96001
Phone: (530)246-2163
Website:

Best Home & Auto Insurance Agencies in 96001

Allstate Insurance - Letitia Smith

Address: 2477 Athens Ave Redding, CA 96001
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 1720 Shasta St Redding, CA 96001
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Avery- Jeffrey G - State Farm Insurance Agent

Address: 1822 Buenaventura Blvd, #107 Redding, CA 96001
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 96001

Population Review for 96001 Zip Code

For the city of Redding, the population within 96001 has increased to over 35,128 residents in population size. The current population total is 33,914. We have broken down the population based on race below. In 96001, there are over 16770 in male population and 17144 females.

PopulationValues
Total Population33,914
White Population26767
Black Population488
Hispanic Population3512
Asian Population912
Hawaiian Population76
Indian Population855
Other Population1039
Male Population16770
Female Population17144
Population Estimate35128

Household Data for 96001

The average number of homes in 96001 is around 13,734, there are an average of 2.39 per household. The average house value according to local real estate values is around $319,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,734
Persons Per Household2.39
Average House Value$319,700
Income Per Household$61127
Median Age42.0
Median Age Male40.3
Median Age Female44.2
96001 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityRedding
City Alias NameREDDING
CountyShasta
County FIPS089
State FIPS06
Time Zone8
Day Light SavingY
MSA6690
PMSA
CSA454
CBSA39820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRedding, CA
MSA_NameRedding, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1335
Number Of Employees12118
Business First Quarter Payroll143283
Business Annual Payroll671727
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population177223
CBSA Division Population0
Congressional District01
Congressional LandArea28089.47
Delivery Residential14698
Delivery Business1603
Delivery Total22981
Preferred Last Line KeyZ22633
Classification Code
Multi-County
CSA NameRedding-Red Bluff, CA
CBSA_DIV_Name
City State KeyZ22633
Land Area72.406000
Water Area1.544000
City Alias Code
City Mixed CaseRedding
City Alias Mixed CaseRedding
Box Count0
SFDU7380
MFDU892
State ANSI06
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number056354
Unique ZIP Name
SSA State County Code05550
Medicare CBSA Code39820
Medicare CBSA NameRedding, CA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseShasta

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]