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Find the Best Home Insurance Rates in 96011

Shopping for homeowners insurance in 96011 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Big Bend, CA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our California licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 96011 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 96011

Find Big Bend, CA Homeowners Insurance Quotes to review the best coverage options in your area.

96011 Home Insurance Rating is: high!

In 96011 the average premium is $933. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 96011, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 96011!

96011 Home Insurance Average Premiums

Local 96011 homeowners insurance quotes comparison

$683 /yr.

Shows Zip Code: 96011 lowest rates with discounts applied on average.

For the 96011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$683 /yr.
Average Coverage:$933 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1233 /yr.

What is the average home insurance cost for a home in 96011?

  • • The average homeowners insurance premium paid annually for a home in 96011 is around $933 per year.

What does it cost on average per month for home insurance in 96011?

  • • Homeowners in 96011 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 96011?

  • • Autoowners in 96011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Big Bend area, check out other zip codes nearby 96011.
Review average rates in another zip code:
96011 homeowners insurance rates

Home Replacement Cost Coverage in 96011

Average Building Cost Per Square Foot in 96011: $324

Location: Big Bend, California (Shasta County)

Average Square Footage in 96011: 356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 96011 before you start any project. Big Bend homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 96011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 356 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Big Bend area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324356$115,200
Additional Upgrades & Added Features$405356$144,000
Major Home Updates or Advancements$486356$172,800

It's important to understand that when you estimate your replacement cost of your home in the 96011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 96011

Best Home & Auto Insurance Agencies in 96011

Housing Demographics for 96011

Population Review for 96011 Zip Code

For the city of Big Bend, the population within 96011 has increased to over 0 residents in population size. The current population total is 148. We have broken down the population based on race below. In 96011, there are over 84 in male population and 64 females.

PopulationValues
Total Population148
White Population103
Black Population0
Hispanic Population11
Asian Population2
Hawaiian Population0
Indian Population13
Other Population4
Male Population84
Female Population64
Population Estimate0

Household Data for 96011

The average number of homes in 96011 is around 77, there are an average of 1.92 per household. The average house value according to local real estate values is around $115,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode77
Persons Per Household1.92
Average House Value$115,200
Income Per Household$25938
Median Age54.2
Median Age Male52.5
Median Age Female55.5
96011 DetailsValues
StateCA
State Full NameCalifornia
City TypeZ
City Alias Abbreviation
Area Code530
CityBig Bend
City Alias NameBIG BEND
CountyShasta
County FIPS089
State FIPS06
Time Zone8
Day Light SavingY
MSA6690
PMSA
CSA454
CBSA39820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRedding, CA
MSA_NameRedding, CA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees16
Business First Quarter Payroll35
Business Annual Payroll174
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population177223
CBSA Division Population0
Congressional District01
Congressional LandArea28089.47
Delivery Residential0
Delivery Business0
Delivery Total87
Preferred Last Line KeyZ20269
Classification CodeP
Multi-County
CSA NameRedding-Red Bluff, CA
CBSA_DIV_Name
City State KeyZ20269
Land Area116.010000
Water Area0.434000
City Alias Code
City Mixed CaseBig Bend
City Alias Mixed CaseBig Bend
Box Count79
SFDU0
MFDU0
State ANSI06
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number050702
Unique ZIP Name
SSA State County Code05550
Medicare CBSA Code39820
Medicare CBSA NameRedding, CA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseShasta

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]