Get multiple home insurance quotes in 96029. Our licensed 96029, CA agents are ready to serve you.

96029 Home Insurance Rates

For homeowners living in 96029, the population estimates are increasing to well over 138 with 56 occupied homes within the zip code of 96029. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Flournoy have increased and the average home insurance premium is around $937 per year in 96029. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 96029 zip code today so we can help you find affordable Flournoy, CA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 96029

Please select one of the three options below based on your 96029 zip code to learn more about California homeowners insurance, plus review average rates and information per state, county or city.

  1. California Homeowners Insurance Quotes
  2. Tehama County, CA Home Insurance
  3. Flournoy, CA Home Insurance Quotes

96029 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 96029 zip code just got easier with GetHomeInsuranceQuotes.com of Flournoy, CA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 96029 today and let us help you review the best home insurance quotes available for homeowners living in Flournoy.

Get 96029 Homeowners Insurance Rates Now!

96029 Home Insurance Average Premiums

Local 96029 homeowners insurance quotes comparison

$687 /yr.

Shows Zip Code: 96029 lowest rates with discounts applied on average.

For the 96029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$687 /yr.
Average Coverage:$937 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1237 /yr.

What is the average home insurance cost for a home in 96029?

  • • The average homeowners insurance premium paid annually for a home in 96029 is around $937 per year.

What does it cost on average per month for home insurance in 96029?

  • • Homeowners in 96029 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 96029?

  • • Autoowners in 96029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flournoy area, check out other zip codes nearby 96029.
Review average rates in another zip code:
96029 homeowners insurance rates

Home Replacement Cost Coverage in 96029

Average Building Cost Per Square Foot in 96029: $324

Location: Flournoy, California (Tehama County)

Average Square Footage in 96029: 961 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 96029 before you start any project. Flournoy homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 96029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 961 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flournoy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324961$311,500
Additional Upgrades & Added Features$405961$389,375
Major Home Updates or Advancements$486961$467,250

It's important to understand that when you estimate your replacement cost of your home in the 96029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 96029

Best Home & Auto Insurance Agencies in 96029

Housing Demographics for 96029

Population Review for 96029 Zip Code

For the city of Flournoy, the population within 96029 has increased to over 27 residents in population size. The current population total is 138. We have broken down the population based on race below. In 96029, there are over 74 in male population and 64 females.

PopulationValues
Total Population138
White Population88
Black Population1
Hispanic Population23
Asian Population3
Hawaiian Population1
Indian Population6
Other Population25
Male Population74
Female Population64
Population Estimate27

Household Data for 96029

The average number of homes in 96029 is around 56, there are an average of 2.46 per household. The average house value according to local real estate values is around $311,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode56
Persons Per Household2.46
Average House Value$311,500
Income Per Household$61607
Median Age40.0
Median Age Male41.5
Median Age Female35.0
96029 DetailsValues
StateCA
State Full NameCalifornia
City TypeN
City Alias Abbreviation
Area Code530
CityFlournoy
City Alias NameFLOURNOY
CountyTehama
County FIPS103
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA454
CBSA39780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRed Bluff, CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population63463
CBSA Division Population0
Congressional District01
Congressional LandArea28089.47
Delivery Residential11
Delivery Business1
Delivery Total147
Preferred Last Line Key009641
Classification Code
Multi-County
CSA NameRedding-Red Bluff, CA
CBSA_DIV_Name
City State Key009641
Land Area24.379000
Water Area0.051000
City Alias Code
City Mixed CaseFlournoy
City Alias Mixed CaseFlournoy
Box Count5
SFDU11
MFDU0
State ANSI06
County ANSI103
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number051788
Unique ZIP Name
SSA State County Code05620
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseTehama

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]