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96120, CA Homeowners Insurance Rates

With a population size of 955 and with 398 occupied homes in the 96120 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Markleeville, CA are around $956 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Markleeville, California. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your California home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Markleeville, CA.

For California home insurance information, including average Markleeville home insurance rates, coverage options or the different homeowners insurance types, please select Markleeville, CA Home Insurance Quotes Now!

96120 Home Insurance Average Premiums

Local 96120 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 96120 lowest rates with discounts applied on average.

For the 96120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 96120?

  • • The average homeowners insurance premium paid annually for a home in 96120 is around $956 per year.

What does it cost on average per month for home insurance in 96120?

  • • Homeowners in 96120 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 96120?

  • • Autoowners in 96120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Markleeville area, check out other zip codes nearby 96120.
Review average rates in another zip code:
96120 homeowners insurance rates

Home Replacement Cost Coverage in 96120

Average Building Cost Per Square Foot in 96120: $324

Location: Markleeville, California (Alpine County)

Average Square Footage in 96120: 1,158 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 96120 before you start any project. Markleeville homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 96120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,158 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Markleeville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$3241,158$375,300
Additional Upgrades & Added Features$4051,158$469,125
Major Home Updates or Advancements$4861,158$562,950

It's important to understand that when you estimate your replacement cost of your home in the 96120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 96120

Best Home & Auto Insurance Agencies in 96120

Housing Demographics for 96120

Population Review for 96120 Zip Code

For the city of Markleeville, the population within 96120 has increased to over 760 residents in population size. The current population total is 955. We have broken down the population based on race below. In 96120, there are over 475 in male population and 480 females.

PopulationValues
Total Population955
White Population604
Black Population4
Hispanic Population70
Asian Population7
Hawaiian Population0
Indian Population232
Other Population8
Male Population475
Female Population480
Population Estimate760

Household Data for 96120

The average number of homes in 96120 is around 398, there are an average of 2.40 per household. The average house value according to local real estate values is around $375,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode398
Persons Per Household2.40
Average House Value$375,300
Income Per Household$75500
Median Age51.2
Median Age Male52.4
Median Age Female49.8
96120 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityMarkleeville
City Alias NameMARKLEEVILLE
CountyAlpine
County FIPS003
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA456
CBSA23820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGardnerville Ranchos, NV-CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees121
Business First Quarter Payroll1124
Business Annual Payroll5443
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population46997
CBSA Division Population0
Congressional District03|04
Congressional LandArea6183.59|12836.2
Delivery Residential317
Delivery Business21
Delivery Total511
Preferred Last Line KeyZ21904
Classification Code
Multi-County
CSA NameReno-Carson City-Gardnerville Ranchos, NV-CA
CBSA_DIV_Name
City State KeyZ21904
Land Area226.470000
Water Area0.561000
City Alias Code
City Mixed CaseMarkleeville
City Alias Mixed CaseMarkleeville
Box Count151
SFDU52
MFDU1
State ANSI06
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number054764
Unique ZIP Name
SSA State County Code05010
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseAlpine

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]