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96137 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 96137? Our rates are very competitive for homeowners living in Westwood, CA. Many homeowners based out of your 96137 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our California licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 96137 should appear in the zip code field ready to go. For Westwood, CA Home Insurance Rate Quotes click to review the best rates and service online!

96137 Average Premium is Rated: High!

Homeowners living in 96137 can easily save up to 40% off the average home insurance premium of $930 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Westwood that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 96137 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 96137!

96137 Home Insurance Average Premiums

Local 96137 homeowners insurance quotes comparison

$680 /yr.

Shows Zip Code: 96137 lowest rates with discounts applied on average.

For the 96137, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$680 /yr.
Average Coverage:$930 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1230 /yr.

What is the average home insurance cost for a home in 96137?

  • • The average homeowners insurance premium paid annually for a home in 96137 is around $930 per year.

What does it cost on average per month for home insurance in 96137?

  • • Homeowners in 96137 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 96137?

  • • Autoowners in 96137 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Westwood area, check out other zip codes nearby 96137.
Review average rates in another zip code:
96137 homeowners insurance rates

Home Replacement Cost Coverage in 96137

Average Building Cost Per Square Foot in 96137: $324

Location: Westwood, California (Lassen County)

Average Square Footage in 96137: 729 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 96137 before you start any project. Westwood homeowners pay on average around $324 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 96137 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 96137 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 729 sq. ft. and the average cost to rebuild the home in this area is around $324 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Westwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$324729$236,300
Additional Upgrades & Added Features$405729$295,375
Major Home Updates or Advancements$486729$354,450

It's important to understand that when you estimate your replacement cost of your home in the 96137 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 96137

Best Home & Auto Insurance Agencies in 96137

Housing Demographics for 96137

Population Review for 96137 Zip Code

For the city of Westwood, the population within 96137 has increased to over 3,143 residents in population size. The current population total is 3,265. We have broken down the population based on race below. In 96137, there are over 1707 in male population and 1558 females.

PopulationValues
Total Population3,265
White Population2751
Black Population15
Hispanic Population288
Asian Population15
Hawaiian Population4
Indian Population65
Other Population70
Male Population1707
Female Population1558
Population Estimate3143

Household Data for 96137

The average number of homes in 96137 is around 1,548, there are an average of 2.11 per household. The average house value according to local real estate values is around $236,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,548
Persons Per Household2.11
Average House Value$236,300
Income Per Household$49759
Median Age57.1
Median Age Male57.3
Median Age Female56.9
96137 DetailsValues
StateCA
State Full NameCalifornia
City TypeP
City Alias Abbreviation
Area Code530
CityWestwood
City Alias NameWESTWOOD
CountyLassen
County FIPS035
State FIPS06
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA45000
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSusanville, CA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses81
Number Of Employees326
Business First Quarter Payroll2326
Business Annual Payroll13114
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34895
CBSA Division Population0
Congressional District01|03
Congressional LandArea28089.47|6183.59
Delivery Residential1490
Delivery Business69
Delivery Total2442
Preferred Last Line KeyZ23858
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ23858
Land Area142.190000
Water Area1.271000
City Alias Code
City Mixed CaseWestwood
City Alias Mixed CaseWestwood
Box Count824
SFDU1309
MFDU141
State ANSI06
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number058394
Unique ZIP Name
SSA State County Code05170
Medicare CBSA Code99905
Medicare CBSA NameRural Areas in CA
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseLassen

California Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]