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If you live in the 80007 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Arvada have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our CO licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 80007 and then compare quotes from a variety of nationwide insurance companies.

80007 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 80007 the average premium for homeowners coverage is $1330 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 80007. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 80007 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Arvada, CO home insurance quotes in your area.

80007 Home Insurance Average Premiums

Local 80007 homeowners insurance quotes comparison

$1080 /yr.

Shows Zip Code: 80007 lowest rates with discounts applied on average.

For the 80007, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1080 /yr.
Average Coverage:$1330 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1630 /yr.

What is the average home insurance cost for a home in 80007?

  • • The average homeowners insurance premium paid annually for a home in 80007 is around $1330 per year.

What does it cost on average per month for home insurance in 80007?

  • • Homeowners in 80007 pay a monthly average cost per month around $111.00.

What kind of discount could I get if I combine my home and auto insurance together in 80007?

  • • Autoowners in 80007 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arvada area, check out other zip codes nearby 80007.
Review average rates in another zip code:
80005 homeowners insurance rates
80004 homeowners insurance rates
80007 homeowners insurance rates
80002 homeowners insurance rates
80003 homeowners insurance rates

Home Replacement Cost Coverage in 80007

Average Building Cost Per Square Foot in 80007: $260

Location: Arvada, Colorado (Jefferson County)

Average Square Footage in 80007: 2,534 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80007 before you start any project. Arvada homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80007 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80007 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,534 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arvada area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,534$658,800
Additional Upgrades & Added Features$3252,534$823,500
Major Home Updates or Advancements$3902,534$988,200

It's important to understand that when you estimate your replacement cost of your home in the 80007 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80007

Best Home & Auto Insurance Agencies in 80007

Housing Demographics for 80007

Population Review for 80007 Zip Code

For the city of Arvada, the population within 80007 has increased to over 19,505 residents in population size. The current population total is 17,997. We have broken down the population based on race below. In 80007, there are over 8863 in male population and 9134 females.

PopulationValues
Total Population17,997
White Population15115
Black Population86
Hispanic Population1715
Asian Population753
Hawaiian Population2
Indian Population67
Other Population265
Male Population8863
Female Population9134
Population Estimate19505

Household Data for 80007

The average number of homes in 80007 is around 6,177, there are an average of 2.91 per household. The average house value according to local real estate values is around $658,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,177
Persons Per Household2.91
Average House Value$658,800
Income Per Household$146796
Median Age39.4
Median Age Male39.2
Median Age Female39.6
80007 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityArvada
City Alias NameARVADA
CountyJefferson
County FIPS059
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses374
Number Of Employees2782
Business First Quarter Payroll32991
Business Annual Payroll147339
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District07
Congressional LandArea342.11
Delivery Residential6703
Delivery Business164
Delivery Total6802
Preferred Last Line KeyZ11044
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11044
Land Area25.028000
Water Area0.608000
City Alias Code
City Mixed CaseArvada
City Alias Mixed CaseArvada
Box Count0
SFDU2085
MFDU112
State ANSI08
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number070414
Unique ZIP Name
SSA State County Code06290
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Colorado Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]