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Homeowners Insurance in 80022

In Commerce City, CO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 80022 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 80022 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80022 should appear in the zip code field ready to go.

80022 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Colorado, you are going to see rates around the average home insurance premium per year of $1234. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Commerce City home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 80022 Home Insurance Rates Now!

Best 3 Options to Compare in 80022

If you want homeowners insurance quotes within the city of Commerce City or in the 80022 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Commerce City, CO.

80022 Home Insurance Average Premiums

Local 80022 homeowners insurance quotes comparison

$984 /yr.

Shows Zip Code: 80022 lowest rates with discounts applied on average.

For the 80022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$984 /yr.
Average Coverage:$1234 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1534 /yr.

What is the average home insurance cost for a home in 80022?

  • • The average homeowners insurance premium paid annually for a home in 80022 is around $1234 per year.

What does it cost on average per month for home insurance in 80022?

  • • Homeowners in 80022 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80022?

  • • Autoowners in 80022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Commerce City area, check out other zip codes nearby 80022.
Review average rates in another zip code:
80022 homeowners insurance rates

Home Replacement Cost Coverage in 80022

Average Building Cost Per Square Foot in 80022: $260

Location: Commerce City, Colorado (Adams County)

Average Square Footage in 80022: 1,371 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80022 before you start any project. Commerce City homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,371 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Commerce City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,371$356,400
Additional Upgrades & Added Features$3251,371$445,500
Major Home Updates or Advancements$3901,371$534,600

It's important to understand that when you estimate your replacement cost of your home in the 80022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80022

Best Home & Auto Insurance Agencies in 80022

American Family Insurance - Kathy Walton

Address: Po Box 741115 Arvada, CO 80022
Phone:
Website:
Info:

CAR INSURANCE DENVER

Address: Denver, CO 80022
Phone:
Website:
Info:

Schlagel- Veronica - State Farm Insurance Agent

Address: 6025 E Parkway Dr, #190 Commerce City, CO 80022
Phone:
Website: http://www.veronicaschlagel.com
Info:

Insurancesync - Colorado Insurance

Address: Brighton, CO 80022
Phone:
Website: http://www.insurancesync.com/
Info:

Maria, Gonzalez President, - TAG/Gonzalez Insurance Group

Address: 7140 Ivy St, Unit A Commerce City, CO 80022
Phone:
Website: http://www.tagins.net/gonzalezinsurance
Info:

Housing Demographics for 80022

Population Review for 80022 Zip Code

For the city of Commerce City, the population within 80022 has increased to over 67,705 residents in population size. The current population total is 57,432. We have broken down the population based on race below. In 80022, there are over 29084 in male population and 28348 females.

PopulationValues
Total Population57,432
White Population27990
Black Population2380
Hispanic Population30476
Asian Population1428
Hawaiian Population94
Indian Population1123
Other Population13123
Male Population29084
Female Population28348
Population Estimate67705

Household Data for 80022

The average number of homes in 80022 is around 17,448, there are an average of 3.27 per household. The average house value according to local real estate values is around $356,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,448
Persons Per Household3.27
Average House Value$356,400
Income Per Household$81746
Median Age32.5
Median Age Male32.3
Median Age Female32.8
80022 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityCommerce City
City Alias NameCOMMERCE CITY
CountyAdams
County FIPS001
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1214
Number Of Employees27532
Business First Quarter Payroll352932
Business Annual Payroll1516840
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|04|08
Congressional LandArea189.62|38102.67|0
Delivery Residential20705
Delivery Business1444
Delivery Total24924
Preferred Last Line KeyZ11201
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11201
Land Area79.552000
Water Area0.855000
City Alias Code
City Mixed CaseCommerce City
City Alias Mixed CaseCommerce City
Box Count41
SFDU9874
MFDU1143
State ANSI08
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071846
Unique ZIP Name
SSA State County Code06000
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseAdams

Colorado Homeowners Insurance News & Information

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