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Homeowners Insurance in 80023

For homeowners living in 80023, you want more affordable home insurance rates in Broomfield, right? Our rates are very competitive for homeowners living in the great city of Broomfield, CO. Many homeowners living in the 80023 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 80023 should appear in the zip code field ready to go. Comparing Broomfield, CO Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

80023 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Broomfield pay around $1308 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Colorado home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 80023 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Broomfield homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Colorado home insurance premium today!

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80023 Home Insurance Average Premiums

Local 80023 homeowners insurance quotes comparison

$1058 /yr.

Shows Zip Code: 80023 lowest rates with discounts applied on average.

For the 80023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1058 /yr.
Average Coverage:$1308 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1608 /yr.

What is the average home insurance cost for a home in 80023?

  • • The average homeowners insurance premium paid annually for a home in 80023 is around $1308 per year.

What does it cost on average per month for home insurance in 80023?

  • • Homeowners in 80023 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 80023?

  • • Autoowners in 80023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Broomfield area, check out other zip codes nearby 80023.
Review average rates in another zip code:
80020 homeowners insurance rates
80023 homeowners insurance rates
80021 homeowners insurance rates

Home Replacement Cost Coverage in 80023

Average Building Cost Per Square Foot in 80023: $260

Location: Broomfield, Colorado (Broomfield County)

Average Square Footage in 80023: 2,491 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80023 before you start any project. Broomfield homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,491 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Broomfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,491$647,600
Additional Upgrades & Added Features$3252,491$809,500
Major Home Updates or Advancements$3902,491$971,400

It's important to understand that when you estimate your replacement cost of your home in the 80023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80023

Best Home & Auto Insurance Agencies in 80023

Boone- Darren A - State Farm Insurance Agent

Address: 3700 W 144th Ave, #1400 Broomfield, CO 80023
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Patrick Bergmeier State Farm Insurance

Address: 13654 Xavier Ln, Ste 202 Broomfield, CO 80023
Phone:
Website: http://www.patrickbergmeier.com/
Info:

Wehde- Mark W - State Farm Insurance Agent

Address: 13654 Xavier Ln Broomfield, CO 80023
Phone:
Website:
Info:

Charles Souza-Farmers Insurance

Address: 13606 Xavier Ln, Ste E Broomfield, CO 80023
Phone:
Website: http://www.farmersagent.com/csouza/
Info:

John Cruz - Allstate Agent

Address: 3303 W 144th Ave, Unit 105 Broomfield, CO 80023
Phone:
Website: http://www.allstateagencies.com/057464/Welcome/
Info:

Housing Demographics for 80023

Population Review for 80023 Zip Code

For the city of Broomfield, the population within 80023 has increased to over 31,558 residents in population size. The current population total is 25,964. We have broken down the population based on race below. In 80023, there are over 12787 in male population and 13177 females.

PopulationValues
Total Population25,964
White Population19958
Black Population287
Hispanic Population2628
Asian Population2484
Hawaiian Population25
Indian Population68
Other Population577
Male Population12787
Female Population13177
Population Estimate31558

Household Data for 80023

The average number of homes in 80023 is around 9,744, there are an average of 2.66 per household. The average house value according to local real estate values is around $647,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,744
Persons Per Household2.66
Average House Value$647,600
Income Per Household$139926
Median Age40.6
Median Age Male39.8
Median Age Female41.2
80023 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303
CityBroomfield
City Alias NameBROOMFIELD
CountyBroomfield
County FIPS014
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses684
Number Of Employees11608
Business First Quarter Payroll103670
Business Annual Payroll477503
Business Employment Flag
Growth Rank82
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1463
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District02|07|08
Congressional LandArea7535.34|342.11|0
Delivery Residential11864
Delivery Business538
Delivery Total21851
Preferred Last Line KeyZ11120
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11120
Land Area18.455000
Water Area0.243000
City Alias Code
City Mixed CaseBroomfield
City Alias Mixed CaseBroomfield
Box Count0
SFDU2268
MFDU2405
State ANSI08
County ANSI014
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number071080
Unique ZIP Name
SSA State County Code06630
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseBroomfield

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]