Get multiple home insurance quotes in 80116. Our licensed 80116, CO agents are ready to serve you.

Check Out 80116 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Franktown, CO.

We will gather some basic information about your home in Franktown, CO and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Colorado licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 80116 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 80116

We have pulled together a variety of data related to homeowners insurance in Colorado. Simply click on one of the links below to learn about the average cost of homeowners insurance in Colorado as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Franktown, CO home insurance quotes in your local city and review the most competitive coverages and premiums.

80116 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 80116 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Colorado is roughly $1196. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 80116 homeowners insurance policy!

80116 Home Insurance Average Premiums

Local 80116 homeowners insurance quotes comparison

$946 /yr.

Shows Zip Code: 80116 lowest rates with discounts applied on average.

For the 80116, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$946 /yr.
Average Coverage:$1196 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1496 /yr.

What is the average home insurance cost for a home in 80116?

  • • The average homeowners insurance premium paid annually for a home in 80116 is around $1196 per year.

What does it cost on average per month for home insurance in 80116?

  • • Homeowners in 80116 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 80116?

  • • Autoowners in 80116 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Franktown area, check out other zip codes nearby 80116.
Review average rates in another zip code:
80116 homeowners insurance rates

Home Replacement Cost Coverage in 80116

Average Building Cost Per Square Foot in 80116: $260

Location: Franktown, Colorado (Douglas County)

Average Square Footage in 80116: 2,657 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80116 before you start any project. Franktown homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80116 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80116 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,657 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Franktown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,657$690,800
Additional Upgrades & Added Features$3252,657$863,500
Major Home Updates or Advancements$3902,657$1,036,200

It's important to understand that when you estimate your replacement cost of your home in the 80116 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80116

Best Home & Auto Insurance Agencies in 80116

Allstate Auto Insurance

Address: 1486 Deerpath Trl Franktown, CO 80116
Phone:
Website:
Info:

Housing Demographics for 80116

Population Review for 80116 Zip Code

For the city of Franktown, the population within 80116 has increased to over 4,733 residents in population size. The current population total is 4,716. We have broken down the population based on race below. In 80116, there are over 2349 in male population and 2367 females.

PopulationValues
Total Population4,716
White Population4174
Black Population27
Hispanic Population271
Asian Population49
Hawaiian Population0
Indian Population21
Other Population104
Male Population2349
Female Population2367
Population Estimate4733

Household Data for 80116

The average number of homes in 80116 is around 1,709, there are an average of 2.76 per household. The average house value according to local real estate values is around $690,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,709
Persons Per Household2.76
Average House Value$690,800
Income Per Household$112033
Median Age49.8
Median Age Male49.5
Median Age Female50.1
80116 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityFranktown
City Alias NameFRANKTOWN
CountyDouglas
County FIPS035
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses178
Number Of Employees1250
Business First Quarter Payroll15805
Business Annual Payroll70868
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential1715
Delivery Business33
Delivery Total2663
Preferred Last Line KeyZ11413
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11413
Land Area91.978000
Water Area0.090000
City Alias Code
City Mixed CaseFranktown
City Alias Mixed CaseFranktown
Box Count307
SFDU967
MFDU0
State ANSI08
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number073330
Unique ZIP Name
SSA State County Code06170
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]