Get multiple home insurance quotes in 80136. Our licensed 80136, CO agents are ready to serve you.

80136, CO Home Insurance

In the zip code of 80136, the population size is around 6,028, which consists of 2,107 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Strasburg, CO. A few years ago, a study was done and found that the average home insurance rates for Colorado are around $1,289 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 80136 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Strasburg. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Strasburg, CO Homeowners Insurance Online Rates Today!

80136 Home Insurance Average Premiums

Local 80136 homeowners insurance quotes comparison

$1039 /yr.

Shows Zip Code: 80136 lowest rates with discounts applied on average.

For the 80136, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1039 /yr.
Average Coverage:$1289 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1589 /yr.

What is the average home insurance cost for a home in 80136?

  • • The average homeowners insurance premium paid annually for a home in 80136 is around $1289 per year.

What does it cost on average per month for home insurance in 80136?

  • • Homeowners in 80136 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 80136?

  • • Autoowners in 80136 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Strasburg area, check out other zip codes nearby 80136.
Review average rates in another zip code:
80136 homeowners insurance rates

Home Replacement Cost Coverage in 80136

Average Building Cost Per Square Foot in 80136: $260

Location: Strasburg, Colorado (Adams County)

Average Square Footage in 80136: 1,562 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80136 before you start any project. Strasburg homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80136 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80136 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,562 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Strasburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,562$406,200
Additional Upgrades & Added Features$3251,562$507,750
Major Home Updates or Advancements$3901,562$609,300

It's important to understand that when you estimate your replacement cost of your home in the 80136 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80136

Best Home & Auto Insurance Agencies in 80136

Housing Demographics for 80136

Population Review for 80136 Zip Code

For the city of Strasburg, the population within 80136 has increased to over 6,309 residents in population size. The current population total is 6,028. We have broken down the population based on race below. In 80136, there are over 3060 in male population and 2968 females.

PopulationValues
Total Population6,028
White Population4907
Black Population65
Hispanic Population981
Asian Population56
Hawaiian Population6
Indian Population53
Other Population322
Male Population3060
Female Population2968
Population Estimate6309

Household Data for 80136

The average number of homes in 80136 is around 2,107, there are an average of 2.86 per household. The average house value according to local real estate values is around $406,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,107
Persons Per Household2.86
Average House Value$406,200
Income Per Household$103598
Median Age39.1
Median Age Male37.9
Median Age Female39.8
80136 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720/303
CityStrasburg
City Alias NameSTRASBURG
CountyAdams
County FIPS001
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees654
Business First Quarter Payroll7205
Business Annual Payroll35245
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential2206
Delivery Business23
Delivery Total2997
Preferred Last Line KeyZ11913
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11913
Land Area211.788000
Water Area0.926000
City Alias Code
City Mixed CaseStrasburg
City Alias Mixed CaseStrasburg
Box Count346
SFDU1183
MFDU31
State ANSI08
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number078658
Unique ZIP Name
SSA State County Code06000
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseAdams

Colorado Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]