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Home Insurance Quotes in 80222

Are you shopping for a cheaper homeowners insurance rate in 80222? Our rates are very competitive for homeowners living in Denver, CO. Many homeowners located in the 80222 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 80222. To get free 80222 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 80222 zip code should appear in the zip code field ready to go. Shopping Denver, CO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 80222 to review the best rate coverages.

Your 80222 Home Insurance Costs Is Rated: Very High!

For the great city of Denver, the average home insurance premium paid annually is around $1212 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Colorado specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Denver and need insurance on your home in the 80222 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 80222 Homeowners Insurance Rates Now!

80222 Home Insurance Average Premiums

Local 80222 homeowners insurance quotes comparison

$962 /yr.

Shows Zip Code: 80222 lowest rates with discounts applied on average.

For the 80222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$962 /yr.
Average Coverage:$1212 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1512 /yr.

What is the average home insurance cost for a home in 80222?

  • • The average homeowners insurance premium paid annually for a home in 80222 is around $1212 per year.

What does it cost on average per month for home insurance in 80222?

  • • Homeowners in 80222 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 80222?

  • • Autoowners in 80222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denver area, check out other zip codes nearby 80222.
Review average rates in another zip code:
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80204 homeowners insurance rates
80231 homeowners insurance rates
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80234 homeowners insurance rates
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80260 homeowners insurance rates
80210 homeowners insurance rates
80218 homeowners insurance rates

Home Replacement Cost Coverage in 80222

Average Building Cost Per Square Foot in 80222: $260

Location: Denver, Colorado (Denver County)

Average Square Footage in 80222: 1,795 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80222 before you start any project. Denver homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,795 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,795$466,800
Additional Upgrades & Added Features$3251,795$583,500
Major Home Updates or Advancements$3901,795$700,200

It's important to understand that when you estimate your replacement cost of your home in the 80222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80222

Brooke Corporation

Address: 1660 S Albion St Denver, CO 80222
Phone: (303)759-1449
Website:

Cowest Insurance Group

Address: 3888 E Mexico Ave Ste 200 Denver, CO 80222
Phone: (720)524-9344
Website: www.cowest.com

Best Home & Auto Insurance Agencies in 80222

Gayle Stallings Insurance

Address: 1805 S Bellaire St, Ste 115 Denver, CO 80222
Phone:
Website: http://www.denver.citysearch.com/profile/external/1847306/denver_co/gayle_stallings_insurance.html
Info:

Denvers Insurance | TAG Mark A Schneider Agency

Address: 2833 S Colorado Blvd Denver, CO 80222
Phone:
Website: http://www.denversinsurance.com/
Info:

James, Bruce,Chfc,Sorhage and James Insurance, LLC

Address: 1660 S Albion St, Ste 1005 Denver, CO 80222
Phone:
Website:
Info:

American Family Insurance- Upwood, Patricia

Address: 2765 S Colorado Blvd Denver, CO 80222
Phone:
Website: http://www.denver.citysearch.com/profile/external/602941182/denver_co/american_family_insurance_upwood_patricia.html
Info:

Mondragon, Gene - State Farm Insurance Agent

Address: 1325 S Colorado Blvd Denver, CO 80222
Phone:
Website: http://www.citysearch.com/profile/external/605137282/denver_co/mondragon_gene_state_farm_insurance_agent.html
Info:

Housing Demographics for 80222

Population Review for 80222 Zip Code

For the city of Denver, the population within 80222 has increased to over 22,129 residents in population size. The current population total is 22,381. We have broken down the population based on race below. In 80222, there are over 11087 in male population and 11294 females.

PopulationValues
Total Population22,381
White Population16173
Black Population1449
Hispanic Population3389
Asian Population896
Hawaiian Population25
Indian Population228
Other Population1143
Male Population11087
Female Population11294
Population Estimate22129

Household Data for 80222

The average number of homes in 80222 is around 10,675, there are an average of 2.03 per household. The average house value according to local real estate values is around $466,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,675
Persons Per Household2.03
Average House Value$466,800
Income Per Household$78585
Median Age37.3
Median Age Male36.6
Median Age Female38.2
80222 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityDenver
City Alias NameDENVER
CountyDenver
County FIPS031
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1485
Number Of Employees19400
Business First Quarter Payroll268336
Business Annual Payroll1099581
Business Employment Flag
Growth Rank41
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19960
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01
Congressional LandArea189.62
Delivery Residential10901
Delivery Business1571
Delivery Total14976
Preferred Last Line KeyZ11306
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11306
Land Area3.825000
Water Area0.000000
City Alias Code
City Mixed CaseDenver
City Alias Mixed CaseDenver
Box Count329
SFDU5644
MFDU4288
State ANSI08
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number072358
Unique ZIP Name
SSA State County Code06150
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDenver

Colorado Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]