Get multiple home insurance quotes in 80224. Our licensed 80224, CO agents are ready to serve you.

80224 Home Insurance Rates

For homeowners living in 80224, the population estimates are increasing to well over 19,199 with 8,450 occupied homes within the zip code of 80224. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Denver have increased and the average home insurance premium is around $1,292 per year in 80224. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 80224 zip code today so we can help you find affordable Denver, CO home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 80224

Please select one of the three options below based on your 80224 zip code to learn more about Colorado homeowners insurance, plus review average rates and information per state, county or city.

  1. Colorado Homeowners Insurance Quotes
  2. Denver County, CO Home Insurance
  3. Denver, CO Home Insurance Quotes

80224 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 80224 zip code just got easier with GetHomeInsuranceQuotes.com of Denver, CO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 80224 today and let us help you review the best home insurance quotes available for homeowners living in Denver.

Get 80224 Homeowners Insurance Rates Now!

80224 Home Insurance Average Premiums

Local 80224 homeowners insurance quotes comparison

$1042 /yr.

Shows Zip Code: 80224 lowest rates with discounts applied on average.

For the 80224, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1042 /yr.
Average Coverage:$1292 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1592 /yr.

What is the average home insurance cost for a home in 80224?

  • • The average homeowners insurance premium paid annually for a home in 80224 is around $1292 per year.

What does it cost on average per month for home insurance in 80224?

  • • Homeowners in 80224 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 80224?

  • • Autoowners in 80224 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Denver area, check out other zip codes nearby 80224.
Review average rates in another zip code:
80237 homeowners insurance rates
80246 homeowners insurance rates
80224 homeowners insurance rates
80211 homeowners insurance rates
80234 homeowners insurance rates
80233 homeowners insurance rates
80210 homeowners insurance rates
80229 homeowners insurance rates
80215 homeowners insurance rates
80212 homeowners insurance rates

Home Replacement Cost Coverage in 80224

Average Building Cost Per Square Foot in 80224: $260

Location: Denver, Colorado (Denver County)

Average Square Footage in 80224: 1,723 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80224 before you start any project. Denver homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80224 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80224 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,723 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Denver area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,723$448,000
Additional Upgrades & Added Features$3251,723$560,000
Major Home Updates or Advancements$3901,723$672,000

It's important to understand that when you estimate your replacement cost of your home in the 80224 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80224

Best Home & Auto Insurance Agencies in 80224

American Family Insurance - Rodney Dorsey

Address: 925 S Niagara St Denver, CO 80224
Phone:
Website: http://www.denver.citysearch.com/profile/external/602301032/denver_co/american_family_insurance_rodney_dorsey.html
Info:

Johnson- Gary L - State Farm Insurance Agent

Address: 7150 E Hampden Ave, #306 Denver, CO 80224
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Russell-Rouse, Caramel - State Farm Insurance Agent

Address: 999 S Monaco Pky Denver, CO 80224
Phone:
Website: http://www.denver.citysearch.com/profile/external/650702120/denver_co/russell_rouse_caramel_state_farm_insurance_agent.html
Info:

Altra Insurance

Address: 1050 S Monaco Pky Denver, CO 80224
Phone:
Website: http://www.altrallc.com/
Info:

A All City Auto Insurance

Address: 5777 Leetsdale Dr Denver, CO 80224
Phone:
Website:
Info:

Housing Demographics for 80224

Population Review for 80224 Zip Code

For the city of Denver, the population within 80224 has increased to over 19,204 residents in population size. The current population total is 19,199. We have broken down the population based on race below. In 80224, there are over 9430 in male population and 9769 females.

PopulationValues
Total Population19,199
White Population12956
Black Population2332
Hispanic Population2835
Asian Population672
Hawaiian Population15
Indian Population156
Other Population968
Male Population9430
Female Population9769
Population Estimate19204

Household Data for 80224

The average number of homes in 80224 is around 8,450, there are an average of 2.21 per household. The average house value according to local real estate values is around $448,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,450
Persons Per Household2.21
Average House Value$448,000
Income Per Household$70327
Median Age38.7
Median Age Male37.0
Median Age Female40.4
80224 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityDenver
City Alias NameDENVER
CountyDenver
County FIPS031
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses546
Number Of Employees6037
Business First Quarter Payroll67451
Business Annual Payroll284336
Business Employment Flag
Growth Rank41
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19960
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06
Congressional LandArea189.62|474.66
Delivery Residential8690
Delivery Business550
Delivery Total9698
Preferred Last Line KeyZ11306
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11306
Land Area3.279000
Water Area0.000000
City Alias Code
City Mixed CaseDenver
City Alias Mixed CaseDenver
Box Count123
SFDU4479
MFDU3904
State ANSI08
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number072358
Unique ZIP Name
SSA State County Code06150
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDenver

Colorado Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]