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80432 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 80432 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Como, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 80432 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Como homeowners insurance rates, coverage options or home insurance types, please select Como, CO Home Insurance Rates Online!

80432 Home Insurance Average Premiums

Local 80432 homeowners insurance quotes comparison

$991 /yr.

Shows Zip Code: 80432 lowest rates with discounts applied on average.

For the 80432, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$991 /yr.
Average Coverage:$1241 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1541 /yr.

What is the average home insurance cost for a home in 80432?

  • • The average homeowners insurance premium paid annually for a home in 80432 is around $1241 per year.

What does it cost on average per month for home insurance in 80432?

  • • Homeowners in 80432 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80432?

  • • Autoowners in 80432 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Como area, check out other zip codes nearby 80432.
Review average rates in another zip code:
80432 homeowners insurance rates

Home Replacement Cost Coverage in 80432

Average Building Cost Per Square Foot in 80432: $260

Location: Como, Colorado (Park County)

Average Square Footage in 80432: 1,273 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80432 before you start any project. Como homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80432 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80432 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,273 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Como area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,273$330,900
Additional Upgrades & Added Features$3251,273$413,625
Major Home Updates or Advancements$3901,273$496,350

It's important to understand that when you estimate your replacement cost of your home in the 80432 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80432

Best Home & Auto Insurance Agencies in 80432

Housing Demographics for 80432

Population Review for 80432 Zip Code

For the city of Como, the population within 80432 has increased to over 0 residents in population size. The current population total is 631. We have broken down the population based on race below. In 80432, there are over 343 in male population and 288 females.

PopulationValues
Total Population631
White Population552
Black Population9
Hispanic Population50
Asian Population9
Hawaiian Population0
Indian Population3
Other Population22
Male Population343
Female Population288
Population Estimate0

Household Data for 80432

The average number of homes in 80432 is around 289, there are an average of 2.18 per household. The average house value according to local real estate values is around $330,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode289
Persons Per Household2.18
Average House Value$330,900
Income Per Household$27074
Median Age56.6
Median Age Male54.8
Median Age Female57.7
80432 DetailsValues
StateCO
State Full NameColorado
City TypeZ
City Alias Abbreviation
Area Code719
CityComo
City Alias NameCOMO
CountyPark
County FIPS093
State FIPS08
Time Zone7
Day Light SavingY
MSA
PMSA
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees5
Business First Quarter Payroll21
Business Annual Payroll183
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District07
Congressional LandArea342.11
Delivery Residential0
Delivery Business0
Delivery Total481
Preferred Last Line KeyZ11202
Classification CodeP
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11202
Land Area200.252000
Water Area0.418000
City Alias Code
City Mixed CaseComo
City Alias Mixed CaseComo
Box Count0
SFDU0
MFDU0
State ANSI08
County ANSI093
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number072988
Unique ZIP Name
SSA State County Code06460
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePark

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