Get multiple home insurance quotes in 80470. Our licensed 80470, CO agents are ready to serve you.

80470 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 80470 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Pine, CO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 80470 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Colorado, like average Pine homeowners insurance rates, coverage options or home insurance types, please select Pine, CO Home Insurance Rates Online!

80470 Home Insurance Average Premiums

Local 80470 homeowners insurance quotes comparison

$981 /yr.

Shows Zip Code: 80470 lowest rates with discounts applied on average.

For the 80470, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$981 /yr.
Average Coverage:$1231 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1531 /yr.

What is the average home insurance cost for a home in 80470?

  • • The average homeowners insurance premium paid annually for a home in 80470 is around $1231 per year.

What does it cost on average per month for home insurance in 80470?

  • • Homeowners in 80470 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 80470?

  • • Autoowners in 80470 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pine area, check out other zip codes nearby 80470.
Review average rates in another zip code:
80470 homeowners insurance rates

Home Replacement Cost Coverage in 80470

Average Building Cost Per Square Foot in 80470: $260

Location: Pine, Colorado (Jefferson County)

Average Square Footage in 80470: 1,824 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80470 before you start any project. Pine homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80470 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80470 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,824 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pine area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,824$474,200
Additional Upgrades & Added Features$3251,824$592,750
Major Home Updates or Advancements$3901,824$711,300

It's important to understand that when you estimate your replacement cost of your home in the 80470 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80470

Best Home & Auto Insurance Agencies in 80470

Housing Demographics for 80470

Population Review for 80470 Zip Code

For the city of Pine, the population within 80470 has increased to over 3,705 residents in population size. The current population total is 3,684. We have broken down the population based on race below. In 80470, there are over 1877 in male population and 1807 females.

PopulationValues
Total Population3,684
White Population3286
Black Population13
Hispanic Population203
Asian Population37
Hawaiian Population3
Indian Population30
Other Population48
Male Population1877
Female Population1807
Population Estimate3705

Household Data for 80470

The average number of homes in 80470 is around 1,568, there are an average of 2.35 per household. The average house value according to local real estate values is around $474,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,568
Persons Per Household2.35
Average House Value$474,200
Income Per Household$101280
Median Age49.6
Median Age Male49.4
Median Age Female49.9
80470 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303
CityPine
City Alias NamePINE
CountyJefferson
County FIPS059
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses107
Number Of Employees524
Business First Quarter Payroll4608
Business Annual Payroll22441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District07
Congressional LandArea342.11
Delivery Residential1577
Delivery Business60
Delivery Total2090
Preferred Last Line KeyZ11752
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11752
Land Area102.245000
Water Area0.172000
City Alias Code
City Mixed CasePine
City Alias Mixed CasePine
Box Count388
SFDU1286
MFDU26
State ANSI08
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number077182
Unique ZIP Name
SSA State County Code06290
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Colorado Homeowners Insurance News & Information

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    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

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    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]